3188 4th St, Hubbard, OR 97032 Property Records

Marion County property record for 3188 4th St, Hubbard, OR 97032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,248 sqft · built 1999
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Jan 2017)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041W33AC09100`

Property Details

APN / Parcel Number

Primary APN	`041W33AC09100`
Alternative APN	`599702`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	980 sqft
2nd Floor Area	980 sqft
Attic	Attic
Attic Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Rolled Roofing
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	650 sqft
Parking Spaces	2 Parking Spaces
Patio Area	380 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	599702
Street Address	3188 4TH ST
City	HUBBARD
State	OR
Zip	97032-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CHARLES HUBBARD ADDITION TO HUBBARD BLOCK 105 LOT 8 ACRES .11
Legal Range	01W
Legal Township	04S
Legal Section	33
Legal Subdivision	CHARLES HUBBARD ADDITION TO HUBBARD
Legal Block	105
Legal Lot Number	8
Jurisdiction	MARION OR
Township / Civil Division	HUBBARD
Census Block Group	4
Census Block	4058
Census Tract	10202

Owner

3188 4th St is owned and occupied by two individuals who bought it in January 2017.

Source: Marion County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3188 4TH ST, HUBBARD, OR 97032-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 30, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Book / Page	3906 / 143
Prior Transfer Date	Aug 3, 2016
Prior Transfer Doc	0000038121
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	3188 4TH ST, HUBBARD, OR 97032-9689
Document Number	0000019284
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3188 4TH ST HUBBARD OR 970329689, HUBBARD, OR 97032-9689

Mortgage

Document Number	0000019284
Date	Mar 29, 2021
Book Page	004469/000107
Instrument	19284

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Jan 30, 2017
Property Address	3188 4TH ST, HUBBARD, OR 97032-9689
Document Number	0000004710
Book / Page	003906 / 000143
Instrument Date	Jan 27, 2017
Instrument	4710
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3188 4TH ST HUBBARD OR 970329689, HUBBARD, OR 97032-9689

Mortgage

Document Number	4711
Date	Jan 30, 2017
Book Page	003906/000144
Instrument	4711

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3188 4th St was $3,579, up 3.3% from the year before.

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Hubbard City
Unified School District	North Marion School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00 (+3.32%)	$233,000 (+3%)	$551,330 (+5.74%) Land $133,650 Building $417,680
2024	$3,464.00 (+3.59%)	$226,220 (+3%)	$521,420 (+4.99%) Land $120,000 Building $401,420
2023	$3,344.00 (+2.17%)	$219,640 (+3%)	$496,660 (+0.98%) Land $120,000 Building $376,660
2022	$3,273.00	$213,250	$491,830 Land $120,000 Building $371,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3188 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3188 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 3,478 people · EPA ID OR4100389
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Datavision Communications, Hunter Communications.

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