3187 Fair Oaks Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 3187 Fair Oaks Ln, Spring Valley, CA 91978

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,962 sqft · built 1963
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Apr 2015)
Tax Bill$8,985 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN596-220-37-00

Property Details

APN / Parcel Number

Primary APN596-220-37-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,962 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area76,666 sqft

Location & Zoning

Street Address3187 FAIR OAKS LN
CitySPRING VALLEY
StateCA
Zip91978-2349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 TR PM12717
Legal SubdivisionFAIR OAKS
Legal Tract12717
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group2
Census Block2009
Census Tract21305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3187 FAIR OAKS LN, SPRING VALLEY, CA 91978-2349
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2015 · Amount on File
Deed SaleApr 24, 2015 · Amount on File
Deed Document Number2015200311
Prior Transfer DateFeb 6, 2015
Prior Transfer Doc0000135396
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3187 FAIR OAKS LN, SPRING VALLEY, CA 91978-2349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3187 FAIR OAKS LN, SPRING VALLEY, CA 91978-2349

Mortgage

Document Number0000019987
DateJan 18, 2019
Instrument2019-0019987
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJan 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$600,673 (+2%) Land $173,136 Building $427,537
2025$8,985.00 (+1.55%)$588,896 (+4.04%) Land $169,742 Building $419,154
2023$8,848.00 (+1.2%)$566,030 Land $163,151 Building $402,879
2022$8,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Fair Oaks Ln

Nearby Streets

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