3186 Victory Ave, Cresco, IA 52136 Property Records

Howard County property record for 3186 Victory Ave, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1978
Lot Size	8.16 acres (355,450 sqft)
Owner	Individual Name on File
Last Sale	$400,500 (Sep 2025)
Tax Bill	$2,358 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010220112020000`

Property Details

APN / Parcel Number

Primary APN	`010220112020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,100 sqft
Unfinished Basement	244 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	355,450 sqft (8.16 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	168 sqft
Shed	1 Shed
Utility Building	3,000 sqft
Pole Barn	1,350 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3186 VICTORY AVE
City	CRESCO
State	IA
Zip	52136-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NW NE
Legal Range	11W
Legal Township	100
Legal Section	22
Legal Lot Number	1
Jurisdiction	HOWARD IA
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1097
Census Tract	960200

Owner

3186 Victory Ave is owned and occupied by an individual who bought it in September 2025.

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Oct 5, 2018	Deed of Trust, Mortgage CRESCO B&T CO
Jan 8, 2018	Deed of Trust, Mortgage MAYO EMPLOYEES FCU
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CRESCO B&T CO
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	20251269
Deed Book / Page	2025 / 1269
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1737
Date	Sep 15, 2021
Book Page	2021/1737
Instrument	2021 01737

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001508
Date	Oct 5, 2018
Book Page	0000002018/0000001508
Instrument	000000001508

Lender

Name	CRESCO B&T CO

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/0036
Date	Jan 8, 2018
Book Page	2018/0036
Instrument	2018-0108

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Amount	Amount on Record
Term	119 Months
Due	Dec 28, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1652
Date	Oct 28, 2019
Book Page	2019/1652
Instrument	1652

Lender

Name	CRESCO B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Oct 5, 2018
Property Address	3186 VICTORY AVE, CRESCO, IA 52136-8429
Document Number	02018/1507
Book / Page	2018 / 1507
Instrument Date	Oct 5, 2018
Instrument	20181507
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3186 VICTORY AVE, CRESCO, IA 52136-8429

Tax Assessment & Valuation

The 2026 property tax bill for 3186 Victory Ave was $2,358 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,358.00	$210,370 (-) Land $47,480 Building $162,890	$210,370 (-) Land $47,480 Building $162,890
2025	$2,358.00 (+4.61%) Homeowner's exemption	$210,370 Land $47,480 Building $162,890	$210,370 Land $47,480 Building $162,890
2024	$2,254.00
2023		$191,870 (+29.85%) Land $47,480 Building $144,390	$191,870 Land $47,480 Building $144,390
2022	$2,028.00 Homeowner's exemption	$147,760 Land $34,320 Building $113,440
2021			$147,760 Land $34,320 Building $113,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3186 Victory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3186 Victory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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