3186 S Elm St, Yuma, AZ 85364 Property Records

Yuma County property record for 3186 S Elm St, Yuma, AZ 85364

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,872 sqft · built 1954
Lot Size0.164 acres (7,150 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2026)
Tax Bill$1,477 (2025)
Deeds & MortgagesJun 2026 Transfer
Jun 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN695-25-099

Property Details

APN / Parcel Number

Primary APN695-25-099
Alternative APNs
  • R0013935
  • 10528099

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,082 sqft
1st Floor Area1,872 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,150 sqft (0.164 acres)
View / LotInterior
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchCovered Slab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0013935
Street Address3186 S ELM ST
CityYUMA
StateAZ
Zip85364-7908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionSUBDIVISION: PALMCROFT EST 3 AMEND BLOCK: 13 LOT: 11 SECTION: 04 TOWNSHIP: 09S RANGE: 23W
Legal Range23W
Legal Township09S
Legal Section04
Legal SubdivisionPALMCROFT EST 3 AMEND
Legal Block13
Legal Lot Number11
JurisdictionYUMA AZ
Township / Civil DivisionYUMA
Census Block Group1
Census Block1036
Census Tract1003

Owner

Source: Yuma County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1840 W 19TH ST, YUMA, AZ 85364-5211
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Transfer on Death Deed, Transfer
PIONEER LAND TITLE, PIONEER TITLE
Jun 16, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Deed Document Number202615245
Record UpdatedOct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionYUMA AZ
Recording DateJun 22, 2026
Property Address3186 S ELM ST, YUMA, AZ 85364-7908
Document Number0000015724
Instrument DateJun 16, 2026
Instrument202615724
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyPIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 W 19TH ST, YUMA, AZ 85364-5211

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateJun 16, 2026
Property Address3186 S ELM ST, YUMA, AZ 85364-7908
Document Number0000015245
Instrument DateJun 4, 2026
Instrument202615245
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyPIONEER LAND TITLE, PIONEER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 W 19TH ST, YUMA, AZ 85364-5211

Mortgage

Document Number0000015246,
DateJun 16, 2026
Instrument202615246
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
MunicipalityYuma City
Elementary School DistrictYuma Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,935 (+15.76%) Land $5,143 Building $9,792$198,178 (+22.76%) Land $68,250 Building $129,928
2025$1,477.00 (+5.5%)
2023$1,400.00$12,902 Land $2,238 Building $10,664$161,434 Land $28,000 Building $133,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF YUMA
serves 103,264 people · EPA ID AZ0414024
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Mar 2022
Treatment and ProcedureOrganic carbon removal
Oct 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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