3186 N 1175 E, Layton, UT 84040 Property Records

Davis County property record for 3186 N 1175 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,275 sqft · built 1999
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$477,890 (Oct 2025)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-255-0127`

Property Details

APN / Parcel Number

Primary APN	`09-255-0127`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3186 N 1175 E
City	LAYTON
State	UT
Zip	84040-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 127, NORTH HILLS ESTATES NO 5. CONTAINS 0.16 ACRES
Legal Subdivision	NORTH HILLS ESTS NO 5
Legal Lot Number	127
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1003
Census Tract	125103

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3186 N 1175 E, LAYTON, UT 84040-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERCAP LENDING
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Feb 15, 2023	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Jul 13, 2022	Warranty Deed, Transfer COTTONWOOD TITLE
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Jul 31, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	20253640562
Deed Book / Page	8864 / 729
Prior Transfer Date	Jul 8, 2011
Prior Transfer Doc	0002606398
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07859/1721
Date	Oct 6, 2021
Book Page	7859/1721
Instrument	3425222

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008194/779
Date	Feb 15, 2023
Book Page	8194/779
Instrument	3517805

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	LAYTON, UT 84040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 29, 2025
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Document Number	008864/729
Book / Page	8864 / 729
Instrument Date	Oct 17, 2025
Instrument	3640562
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3186 N 1175 E, LAYTON, UT 84040-6509
Investor	Possibly a Property Investor

Mortgage

Document Number	0003640565
Date	Oct 29, 2025
Instrument	3640565

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 15, 2023
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Document Number	008194/761
Book / Page	8194 / 761
Instrument Date	Feb 15, 2023
Instrument	3517803
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3186 N 1175 E, LAYTON, UT 84040-6509

Mortgage

Document Number	0003517804
Date	Feb 15, 2023
Instrument	3517804

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 13, 2022
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Document Number	08049/1279
Book / Page	8049 / 1279
Instrument Date	Jul 13, 2022
Instrument	3487578
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Document Number	0003239219
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3186 N 1175 E LAYTON UT 840406509, LAYTON, UT 84040-6509

Mortgage

Document Number	0003239219
Date	Apr 2, 2020
Book Page	007483/000557
Instrument	3239219

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89062

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 31, 2018
Property Address	3186 N 1175 E, LAYTON, UT 84040-6509
Document Number	007067/815
Book / Page	7067 / 815
Instrument Date	Jul 28, 2018
Instrument	3108124
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3186 N 1175 E, LAYTON, UT 84040-6509

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,550 (+2.22%) Land $103,486 Building $150,064	$461,000 (+2.22%) Land $188,156 Building $272,844
2025	$2,363.00 (+5.21%)	$248,050 (+7.64%) Land $82,509 Building $165,541	$451,000 (+7.64%) Land $150,017 Building $300,983
2024	$2,246.00 (-0.09%)
2023	$2,248.00 (-4.42%)	$230,450 Land $58,749 Building $171,700	$419,000 Land $106,817 Building $312,183
2022	$2,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3186 N 1175 E, Layton, UT 84040 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 1175 E

Nearby Streets

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