Lorain County property record for 3186 Lincoln St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1943 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,100 (Feb 2023) |
| Tax Bill | $1,278 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-046-119-006 |
| Primary APN | 03-00-046-119-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 776 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 3186 LINCOLN ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST HAVEN 40.00 X 130.00 |
| Legal Subdivision | EAST HAVEN |
| Legal Block | 119 |
| Legal Lot Number | 90 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 23000 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Feb 24, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 2023907649 |
| Prior Transfer Date | Jan 18, 2001 |
| Prior Transfer Doc | 0000728478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Document Number | 0000073320 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025-0073320 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Document Number | 0000006763 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-0006763 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TOLEDO, OH 43623 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 24, 2023 |
| Property Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Document Number | 0000907649 |
| Map Reference | VOL 9 PG 4 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-0907649 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3186 LINCOLN ST, LORAIN, OH 44052-2715 |
| Document Number | 0000907650 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-0907650 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OLMSTED FALLS, OH 44138 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,278.00 | $33,430 (+0.01%) Land $3,200 Building $30,230 | $95,500 (-) Land $9,140 Building $86,360 |
| 2024 | $1,278.00 (+11.52%) | $33,425 (+50.18%) Land $3,199 Building $30,226 | $95,500 (+50.18%) Land $9,140 Building $86,360 |
| 2023 | $1,146.00 (+0.88%) | $22,257 (-0.01%) Land $4,571 Building $17,686 | $63,590 (-) Land $13,060 Building $50,530 |
| 2022 | $1,136.00 | $22,260 Land $4,570 Building $17,690 | |
| 2021 | $63,590 Land $13,060 Building $50,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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