3186 Hwy 98 E, Unit E2, Carrabelle, FL 32322 Property Records

Franklin County property record for 3186 Hwy 98 E, Unit E2, Carrabelle, FL 32322

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,088 sqft · built 2007
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2021 Sale + 1 more
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-1000-000E-0020`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-1000-000E-0020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,088 sqft Heated Area
Gross Area	2,496 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3186 HIGHWAY 98 E UNIT E2, E2
City	CARRABELLE
State	FL
Zip	32322-8024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BUNGALOWS BY THE GULF BUILDING E UNIT #2 OR 11/48 70/561 163/621 178/621 302/135 335/93 693/377 693/379 705/138 736/574 765/4
Legal Subdivision	BUNGALOWS/GULF
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

3186 Hwy 98 E, Unit E2 is owned by an individual who bought it in July 2023.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1003 WYLD PALMS DR, FOLEY, AL 36535-3784
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 20, 2021	Warranty Deed, Transfer WAKULLA TITLE COMPANY INC
May 14, 2019	Warranty Deed, Transfer WAKULLA TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Jul 20, 2021 · Amount on File
Deed Document Number	202319003477
Deed Book / Page	1368 / 392
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 10, 2023
Property Address	3186 HIGHWAY 98 E UNIT E2, E2, CARRABELLE, FL 32322-8024
Document Number	0019003477
Book / Page	1368 / 392
Map Reference	MB 974 PG 352
Instrument Date	Jul 7, 2023
Instrument	202319003477
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 HUNTINGTON POINTE DR, THOMASVILLE, GA 31757-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WYLD PALMS DR, FOLEY, AL 36535-3784

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 20, 2021
Property Address	3186 HIGHWAY 98 E UNIT E2, E2, CARRABELLE, FL 32322-8024
Document Number	0019004622
Book / Page	1308 / 424
Map Reference	MB 974 PG 352
Instrument Date	Jul 14, 2021
Instrument	202119004622
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10257 COCONUT RD, ESTERO, FL 34135-8544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 HUNTINGTON POINTE DR, THOMASVILLE, GA 31757-4902

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 14, 2019
Property Address	3186 HIGHWAY 98 E UNIT E2, E2, CARRABELLE, FL 32322-8024
Document Number	0019002099
Book / Page	001241 / 000214
Instrument Date	Apr 22, 2019
Instrument	19002099
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10257 COCONUT RD ESTERO FL 341358544, ESTERO, FL 34135-8544

Tax Assessment & Valuation

The 2025 property tax bill for 3186 Hwy 98 E, Unit E2 was $3,238, down 1.2% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,238.00 (-1.16%)	$344,377 (-) Land $1 Building $344,376	$344,377 (-) Land $1 Building $344,376
2024	$3,276.00 (+17.21%)	$344,377 (+22.23%) Land $1 Building $344,376	$344,377 (+22.23%) Land $1 Building $344,376
2023	$2,795.00 (-2.55%)	$281,737 (-) Land $1 Building $281,736	$281,737 (-) Land $1 Building $281,736
2022	$2,868.00	$281,737 Land $1 Building $281,736	$281,737 Land $1 Building $281,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3186 Hwy 98 E, Unit E2 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3186 Hwy 98 E, Unit E2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 98 E

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