3186 Emerald Springs Loop, Sevierville, TN 37862 Property Records

Sevier County property record for 3186 Emerald Springs Loop, Sevierville, TN 37862

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$585,000 (Dec 2022)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078113D B 03500`

Property Details

APN / Parcel Number

Primary APN	`078113D B 03500`
Alternative APN	`113D B 03500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Mountain

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	416 sqft
Deck Area	224 sqft
Patio Area	320 sqft
Gazebo	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3186 EMERALD SPRINGS LOOP
City	SEVIERVILLE
State	TN
Zip	37862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 16, COUNTY AREA: I02
Legal Subdivision	SHAGBARK SEC 20
Legal Lot Number	4
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	80901

Owner

Source: Sevier County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7023 FISHING CREEK RD, NOLENSVILLE, TN 37135-7571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	22045789
Deed Book / Page	6231 / 623
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Dec 7, 2022
Property Address	3186 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Document Number	0062310623
Book / Page	6231 / 623
Map Reference	MB 20 PG 85
Instrument Date	Dec 2, 2022
Instrument	22045789
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7023 FISHING CREEK RD, NOLENSVILLE, TN 37135-7571

Mortgage

Document Number	0022045790
Date	Dec 7, 2022
Instrument	22045790

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3186 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049460407
Date	Jun 15, 2017
Book Page	4946/407
Instrument	17019118

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Dec 14, 2020
Property Address	3186 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Document Number	0056800187
Book / Page	5680 / 187
Map Reference	MB 20 PG 85
Instrument Date	Dec 14, 2020
Instrument	20044219
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	SMOKY MOUNTAIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WOODHILL CT, DURHAM, NC 27713-7171

Mortgage

Document Number	20044220
Date	Dec 14, 2020
Instrument	20044220

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 (+60.02%)	$132,760 (-) Land $7,200 Building $125,560
2023		$132,760 Land $7,200 Building $125,560
2021	$1,228.00		$331,900 Land $18,000 Building $313,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 92% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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