Contra Costa County property record for 3186 Cortina Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,803 sqft · built 2022 |
| Lot Size | 0.154 acres (6,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $931,500 (Nov 2022) |
| Tax Bill | $14,968 (2025) |
| Deeds & Mortgages | Nov 2022 Declaration Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-330-054-7 |
| Primary APN | 091-330-054-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,803 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| 2nd Floor Area | 1,641 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 6,687 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 3186 CORTINA DR |
|---|---|
| City | PITTSBURG |
| State | CA |
| Zip | 94565-2566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9480 L54 |
| Legal Subdivision | SAN MARCO |
| Legal Tract | 9480 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 355202 |
3186 Cortina Dr is owned and occupied by an individual who bought it in November 2022.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3186 CORTINA DR, PITTSBURG, CA 94565-2566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Declaration, Subdivision Related Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Nov 9, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Deed Document Number | 2022171642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Declaration |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 9, 2022 |
| Property Address | 3186 CORTINA DR, BAY POINT, CA 94565-2566 |
| Document Number | 0000171643 |
| Map Reference | MB 544 PG 40-51 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-171643 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 4021 PORT CHICAGO HWY, 4021, CONCORD, CA 94520-1122 |
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 9, 2022 |
| Property Address | 3186 CORTINA DR, BAY POINT, CA 94565-2566 |
| Document Number | 0000171642 |
| Map Reference | MB 544 PG 40-51 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022-171642 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3186 CORTINA DR, BAY POINT, CA 94565-2566 |
| Document Number | 0000171644 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022-171644 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
The 2025 property tax bill for 3186 Cortina Dr was $14,968 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Pittsburg City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $988,089 (+2%) Land $371,422 Building $616,667 | |
| 2025 | $14,968.00 Homeowner's exemption | $968,716 Land $364,140 Building $604,576 |
| 2023 | $14,587.00 (+444.49%) Homeowner's exemption | $931,100 Land $350,000 Building $581,100 |
| 2022 | $2,679.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3186 Cortina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3186 Cortina Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008 |
|---|---|
| Water Source | Purchased surface water from CONTRA COSTA WATER DISTRICT |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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