Clay County property record for 3186 Chimney Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 1992 |
| Lot Size | 0.332 acres (14,461 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-25-008989-007-40 |
| Primary APN | 04-05-25-008989-007-40 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,461 sqft (0.332 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Pool Area | 420 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3186 CHIMNEY DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 40 VILLAGES OF FIRESIDE UNIT 1 AS REC OR 1433 PG 2156,4534 PG 1759 & 1777 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 04 |
| Legal Subdivision | VILLAGES OF FIRESIDE UNIT 1 |
| Legal Lot Number | 40 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30210 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3186 CHIMNEY DR, MIDDLEBURG, FL 32068-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 12, 2021 | Affidavit of Death of Joint Tenant, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2021 |
| Transfer Doc | 0045341777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3186 CHIMNEY DR, MIDDLEBURG, FL 32068-4207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3186 CHIMNEY DR, MIDDLEBURG, FL 32068-4207 |
| Document Number | 0045341760 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 4534/1760 |
| Instrument | 2021071967 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 3186 CHIMNEY DR, MIDDLEBURG, FL 32068-4207 |
| Document Number | 0045341777 |
| Book / Page | 4534 / 1777 |
| Map Reference | MB 22 PG 47-50 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021071968 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3186 CHIMNEY DR, MIDDLEBURG, FL 32068-4207 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 (+5.19%) Homeowner's exemption Widower's exemption | $170,027 (+5.99%) | $293,946 (+2.46%) Land $60,000 Building $233,946 |
| 2024 | $1,810.00 (-13.15%) | ||
| 2023 | $2,084.00 (+5.68%) Homeowner's exemption Widower's exemption | $160,424 (+3%) | $286,880 (+15.35%) Land $60,000 Building $226,880 |
| 2022 | $1,972.00 Homeowner's exemption Widower's exemption | $155,752 | $248,709 Land $50,000 Building $198,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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