3186 Belshaw Rd, Lowell, IN 46356 Property Records

Lake County property record for 3186 Belshaw Rd, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,796 sqft · built 1990
Lot Size6.64 acres (289,543 sqft)
OwnerCompany Name on Record
Tax Bill$4,147 (2024)
Deeds & MortgagesDec 2023 Sale
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN002-02-03-0059-0026

Property Details

APN / Parcel Number

Primary APN002-02-03-0059-0026
Alternative APNs
  • 45-20-29-151-001.000-007
  • 020300590026

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,796 sqft Living Area
Gross Area6,390 sqft
1st Floor Area1,898 sqft
Basement Area1,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2015
Construction TypeFrame
Roof MaterialAsphalt
Lot Area289,543 sqft (6.64 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area738 sqft
PorchOpen Frame Porch
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3186 BELSHAW RD
CityLOWELL
StateIN
Zip46356-9488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF WEST1/2 S.29 T.33 R.8 LYG NORTH OF BELSHAW RD 6.647AC
Legal Range8W
Legal Township33N
Legal Section29
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCEDAR CREEK
Census Block Group2
Census Block2004
Census Tract43405

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3186 BELSHAW RD, LOWELL, IN 46356-9488
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Warranty Deed, Transfer
Jun 6, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Oct 5, 2020Deed of Trust, Mortgage · VA Mortgage
HOMETOWN LENDERS INC
Aug 16, 2019Deed of Trust, Mortgage · VA Mortgage
PARKSIDE LNDG
Sep 12, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2023
Deed SaleDec 8, 2023
Prior SaleSep 12, 2018 · Amount on Record
Deed Document Number2023540329
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 8, 2023
Property Address3186 BELSHAW RD, LOWELL, IN 46356-9488
Document Number0000040329
Instrument DateNov 27, 2023
Instrument2023-540329
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3186 BELSHAW RD, LOWELL, IN 46356-9488

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3186 BELSHAW RD, LOWELL, IN 46356-9488
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 BELSHAW RD, LOWELL, IN 46356-9488

Mortgage

Document Number0000023269
DateJun 6, 2022
Instrument2022-523269
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 2, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3186 BELSHAW RD, LOWELL, IN 46356-9488
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070627
DateOct 5, 2020
Instrument2020-070627
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3186 BELSHAW RD, LOWELL, IN 46356-9488
Document Number0000056898
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 5, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 BELSHAW RD LOWELL IN 463569488, LOWELL, IN 46356-9488

Mortgage

Document Number0000056898
DateAug 22, 2019
Instrument56898
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 12, 2018
Property Address3186 BELSHAW RD, LOWELL, IN 46356-9488
Document Number0000062555
Instrument DateAug 4, 2018
Instrument2018 062555
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCOMMUNITY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3186 BELSHAW RD, LOWELL, IN 46356-9488

Mortgage

Document Number0000062556
DateSep 12, 2018
Instrument2018 062556
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCedar Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$644,100 (+57.64%) Land $175,400 Building $468,700$644,100 (+57.64%) Land $175,400 Building $468,700
2024$4,147.00 (-4.14%)
2023$408,600 (+2.9%) Land $96,500 Building $312,100$408,600 (+2.9%) Land $96,500 Building $312,100
2022$4,326.00$397,100 Land $96,500 Building $300,600$397,100 Land $96,500 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims7 (2008–2018)
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
NITCO
Fixed Wireless
10 / 1

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