3185 Terry Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 3185 Terry Ct, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,407 sqft · built 1961
Lot Size	0.122 acres (5,313 sqft)
Owner	Trust Name on File
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84B-473-76`

Property Details

APN / Parcel Number

Primary APN	`84B-473-76`
Alternative APN	`084B-0473-076-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,407 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,313 sqft (0.122 acres)

Location & Zoning

Street Address	3185 TERRY CT
City	CASTRO VALLEY
State	CA
Zip	94546-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00009 BLK: 0002 TR: 2189
Legal Subdivision	2189 EDEN TOWNSHIP
Legal Tract	2189
Legal Block	2
Legal Lot Number	9
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1002
Census Tract	430600

Owner

3185 Terry Ct is owner-occupied and held in a trust since October 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Intrafamily Transfer, Transfer
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2021
Transfer Doc	0000344434
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2021
Property Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934
Document Number	0000344436
Map Reference	MB 42 PG 76
Instrument Date	Oct 7, 2021
Instrument	2021344436
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2021
Property Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934
Document Number	0000344434
Map Reference	MB 42 PG 76
Instrument Date	Oct 7, 2021
Instrument	2021344434
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934

Mortgage

Document Number	0000344435
Date	Oct 18, 2021
Instrument	2021344435

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3185 TERRY CT, CASTRO VALLEY, CA 94546-1934
Document Number	0000234186
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3185 TERRY CT CASTRO VALLEY CA 945461934, CASTRO VALLEY, CA 94546-1934

Mortgage

Document Number	0000234186
Date	Dec 11, 2018
Instrument	234186

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3185 Terry Ct was $2,039 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,284 (-4.59%) Land $44,264 Building $64,020
2025	$2,039.00 Homeowner's exemption	$106,161 Land $43,396 Building $62,765
2023	$1,923.00 Homeowner's exemption	$102,039 Land $41,711 Building $60,328	$1,406,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3185 Terry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 Terry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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