3185 River Dr, Alma, CO 80420 Property Records

Park County property record for 3185 River Dr, Alma, CO 80420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1972
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 2012)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0015273`

Property Details

APN / Parcel Number

Primary APN	`R0015273`
Alternative APN	`15273`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	336 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Average
Porch	Slab
Porch Area	288 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15273
Street Address	3185 RIVER DR
City	ALMA
State	CO
Zip	80420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T08 R78 S24 SW4 PLACER VALLEY UNIT 08 LOT 10
Legal Subdivision	PLACER VALLEY UNIT 08
Legal Lot Number	10
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1074
Census Tract	300

Owner

3185 River Dr is owned by two individuals who bought it in October 2012.

Source: Park County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1433 MEADE ST, DENVER, CO 80204-1524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 26, 2018	Deed of Trust, Mortgage · Conventional with PMI CREDIT UNION/THE ROCKIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2012 · Amount on File
Deed Sale	Oct 8, 2012 · Amount on File
Prior Sale	Mar 27, 2012
Deed Document Number	2012692626
Prior Transfer Date	Apr 6, 2012
Prior Transfer Doc	0000687860
Record Updated	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PARK CO
Recording Date	Jul 23, 2020
Property Address	3185 RIVER DR, ALMA, CO 80420
Document Number	0000767934
Instrument Date	Jul 2, 2020
Instrument	767934
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3185 RIVER DRIVE, ALMA, CO 80420

Mortgage

Document Number	0000767935
Date	Jul 23, 2020
Instrument	767935

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	3185 RIVER DR, ALMA, CO 80420
Document Number	0000750873
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 RIVER DR ALMA CO 80420, ALMA, CO 80420

Mortgage

Document Number	0000750873
Date	Oct 31, 2018
Instrument	750873

Lender

Name	CREDIT UNION/THE ROCKIES
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Oct 30, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3185 River Dr was $2,414.

Source: Park County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Park County School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00	$35,470 Land $5,270 Building $30,200	$567,474 Land $84,289 Building $483,185
2023	$2,240.00 (+103.64%)	$38,550 (+124.13%) Land $4,890 Building $33,660	$630,277 (+154.82%) Land $79,883 Building $550,394
2022	$1,100.00	$17,200 Land $2,310 Building $14,890	$247,345 Land $33,168 Building $214,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3185 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 River Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
Highline Internet Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures