3185 Pond Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 3185 Pond Ln, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,269 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2018)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27000`

Property Details

APN / Parcel Number

Primary APN	`27000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	2,277 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3185 POND LN
City	GLOUCESTER
State	VA
Zip	23061-3201
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SC-1
Legal Description	PINETTA PARCEL 2
Legal Subdivision	PLAT: PB21 465
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2000
Census Tract	100102

Owner

Source: Gloucester County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3185 POND LN, GLOUCESTER, VA 23061-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage THE OLD POINT NATIONAL BANK OF PHOE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Jan 29, 2009
Deed Document Number	ID 1802536
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3185 POND LN, GLOUCESTER, VA 23061-3201
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003301
Date	May 6, 2021
Instrument	210003301

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3185 POND LN, GLOUCESTER, VA 23061-3201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRIPLE CROWN TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002006
Date	Apr 29, 2020
Instrument	200002006

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 12, 2018
Property Address	3185 POND LN, GLOUCESTER, VA 23061-3201
Document Number	180002536
Instrument Date	Jun 8, 2018
Instrument	180002536
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	OMNI TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 POND LN, GLOUCESTER, VA 23061-3201

Mortgage

Document Number	180002538
Date	Jun 12, 2018
Instrument	180002538

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00 (+5.34%)	$350,390 (-) Land $77,000 Building $273,390	$350,390 (-) Land $77,000 Building $273,390
2024	$2,042.00	$350,390 (-) Land $77,000 Building $273,390	$350,390 (-) Land $77,000 Building $273,390
2023	$2,042.00 (+24.66%)	$350,390 (+55.05%) Land $77,000 Building $273,390	$350,390 (+55.05%) Land $77,000 Building $273,390
2022	$1,638.00	$225,990 Land $50,400 Building $175,590	$225,990 Land $50,400 Building $175,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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