3185 McHenry Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3185 McHenry Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1913
Lot Size	0.424 acres (18,469 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`207-0052-0033-00`

Property Details

APN / Parcel Number

Primary APN	`207-0052-0033-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	929 sqft
2nd Floor Area	687 sqft
Upper Floors Area	687 sqft
Basement Area	904 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	455 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3185 MCHENRY AVE
City	CINCINNATI
State	OH
Zip	45211-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	3185 MC HENRY RD 50 X 455.48 LOT 13 GEO FISHER OF LOT 20 BUSTARD MOORES
Legal Subdivision	BUSTARD MOORES
Legal Lot Number	13,20
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	10002

Owner

3185 McHenry Ave is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3185 MCHENRY AVE, CINCINNATI, OH 45211-7335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK
Jun 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN HILLS COMMUNITY BANK
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Oct 26, 2010 · Amount on File
Deed Document Number	202450916
Deed Book / Page	15213 / 2361
Prior Transfer Date	Jun 30, 2010
Prior Transfer Doc	0000077889
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3185 MCHENRY AVE, CINCINNATI, OH 45211-7335
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64688 CAMPFIRE RD, CAMBRIDGE, OH 43725-9365

Mortgage

Document Number	0000079266
Date	Aug 15, 2022
Book Page	14730/2215
Instrument	2022-0079266

Lender

Name	HEARTLAND BANK
Type	Bank
Address	WESTERVILLE, OH 43081

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3185 MCHENRY AVE, CINCINNATI, OH 45211-7335
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64688 CAMPFIRE RD, CAMBRIDGE, OH 43725-9365

Mortgage

Document Number	0000079306
Date	Aug 15, 2022
Book Page	14730/2521
Instrument	2022-0079306

Lender

Name	HEARTLAND BANK
Type	Bank
Address	WESTERVILLE, OH 43081

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3185 MCHENRY AVE, CINCINNATI, OH 45211-7335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048553
Date	Jun 7, 2018
Instrument	18-0048553

Lender

Name	SOUTHERN HILLS COMMUNITY BANK
Type	Bank
Address	LEESBURG, OH 45135

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Interest

Rate	5.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3185 MCHENRY AVE, CINCINNATI, OH 45211-7335
Document Number	0000001077
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64688 CAMPFIRE RD CAMBRIDGE OH 437259365, CAMBRIDGE, OH 43725-9365

Mortgage

Document Number	0000001077
Date	Jan 6, 2020
Book Page	014077/000638
Instrument	1077

Lender

Name	PARK NAT'L BK
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3185 McHenry Ave was $1,523, down 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (-2.68%)	$24,528 (-) Land $6,335 Building $18,193	$70,080 Land $18,100 Building $51,980
2024	$1,565.00 (-0.13%)	$24,528 (-) Land $6,335 Building $18,193
2023	$1,567.00 (+46.31%)	$24,528 (+63.35%) Land $6,335 Building $18,193	$70,080 Land $18,100 Building $51,980
2022	$1,071.00	$15,016 Land $5,534 Building $9,482
2020			$42,900 Land $15,810 Building $27,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3185 McHenry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 McHenry Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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