3185 Lark Ln, Mulberry, FL 33860 Property Records

Polk County property record for 3185 Lark Ln, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1975
Lot Size	0.416 acres (18,121 sqft)
Owner	2 Individual Names on File
Last Sale	$299,999 (Aug 2021)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-142050-000950`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-142050-000950`
Alternative APNs	`282923142050000950` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	1,549 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	512 sqft
Porch	Screened/Unfinished Porch
Porch Area	378 sqft
Shed	1 Shed
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3185 LARK LN
City	MULBERRY
State	FL
Zip	33860-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PINE LAKE PB 56 PG 18 LOT 95
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	PINE LAKE SUBDIVISION
Legal Tract	142050
Legal Block	1
Legal Lot Number	95
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1004
Census Tract	14905

Owner

3185 Lark Ln is owned by two individuals who bought it in August 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	544 SW BANGOR WAY, FORT WHITE, FL 32038-3114
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
May 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL FLORIDA LENDING FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	2021200564
Deed Book / Page	11830 / 485
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2026
Property Address	3185 LARK LN, MULBERRY, FL 33860-8771
Document Number	0000211647
Book / Page	14136 / 1032
Instrument Date	Aug 24, 2026
Instrument	2026211647
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	544 SW BANGOR WAY, FORT WHITE, FL 32038-3114

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 2, 2021
Property Address	3185 LARK LN, MULBERRY, FL 33860-8771
Document Number	0000200564
Book / Page	11830 / 485
Map Reference	MB 56 PG 18
Instrument Date	Jul 23, 2021
Instrument	2021200564
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 E GARY RD, 1512, LAKELAND, FL 33801-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 GRIFFIN TRL, BARTOW, FL 33830-7902

Mortgage

Document Number	0011830487
Date	Aug 2, 2021
Instrument	11830/487

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2021
Property Address	3185 LARK LN, MULBERRY, FL 33860-8771
Document Number	0000127384
Book / Page	11717 / 1911
Map Reference	MB 56 PG 18
Instrument Date	Apr 30, 2021
Instrument	2021127384
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3611 ROYAL CT S, 3611, LAKELAND, FL 33812-4378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E GARY RD, LAKELAND, FL 33801-2230

Mortgage

Document Number	0117171913
Date	May 17, 2021
Instrument	11717/1913

Lender

Name	CENTRAL FLORIDA LENDING FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3185 Lark Ln was $1,664.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,503 (+2.7%)	$289,830 (+2.33%) Land $31,000 Building $258,830
2025	$1,664.00 Homeowner's exemption	$168,942	$283,239 Land $31,000 Building $252,239
2023	$2,094.00 (+4.18%) Homeowner's exemption	$159,399 (+3%)	$293,569 (+13.27%) Land $30,000 Building $263,569
2022	$2,010.00 Homeowner's exemption	$154,756	$259,180 Land $29,000 Building $230,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3185 Lark Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 Lark Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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