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3185 Joe Ashton Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3185 Joe Ashton Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,345 sqft · built 1997
Lot Size6.67 acres (290,545 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Mar 2021)
Tax Bill$12,963 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013890-0042

Property Details

APN / Parcel Number

Primary APN013890-0042

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,345 sqft Living Area
Gross Area3,797 sqft
1st Floor Area2,352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area290,545 sqft (6.67 acres)
Lot Dimensions1,200 ft deep x 242 ft wide
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area517 sqft
Deck Area669 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3185 JOE ASHTON RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description5-4B PARTS OF SW1/4 OF NE1/4 SE1/4 OF NW1/4 & LOTS 2 & 3 ALL LYING W OF ASHTON RD 242.2FT ON RD X 1199FT OR5220/1683
Legal Range27E
Legal Township06S
Legal Section36
Legal Block2
Legal Lot Number2,3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract21004

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3185 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CREDIT UNION
Mar 29, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Deed Document Number202134261
Deed Book / Page5220 / 1683
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 1, 2026
Property Address3185 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509
Document Number0000027166
Book / Page6334 / 452
Instrument DateMar 4, 2026
Instrument202627166
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3185 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509
InvestorPossibly a Property Investor

Mortgage

Document Number0000027166,
DateApr 1, 2026
Book Page6334/452
Instrument202627166
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 29, 2021
Property Address3185 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509
Document Number0052201683
Book / Page5220 / 1683
Instrument DateMar 26, 2021
Instrument2021034261
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyOSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509

Transferred To (Grantee/Buyer)

NameVerified Name
Address3185 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2509
InvestorPossibly a Property Investor

Mortgage

Document Number0052201686
DateMar 29, 2021
Instrument5220/1686
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,002,840 (+2.7%)$1,079,317 (+10.53%) Land $420,210 Building $659,107
2025$12,963.00 (+9.97%) Homeowner's exemption$976,475 (+1.8%)$976,475 (+1.8%) Land $400,200 Building $576,275
2024$11,788.00 (+16.93%) Homeowner's exemption$959,163 (+21.75%)$959,163 (+21.75%) Land $400,200 Building $558,963
2023$10,081.00 (+10.46%)$787,815 (+13.4%)$787,815 (+13.4%) Land $209,171 Building $578,644
2022$9,126.00$694,696$694,696 Land $209,171 Building $485,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims21 (2016–2022)
Claims Outside the SFHA6 of 21
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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