3185 Gray St, Wheat Ridge (Denver), CO 80214 Property Records

Jefferson County property record for 3185 Gray St, Wheat Ridge, CO 80214

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,100 sqft · built 1952
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Feb 2022)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-254-08-002`

Property Details

APN / Parcel Number

Primary APN	`39-254-08-002`
Alternative APNs	`300022014` `22014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Brick
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300022014
Street Address	3185 GRAY ST
City	WHEAT RIDGE
State	CO
Zip	80214-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 03 RANGE 69 SUBDIVISIONCD 551000 SUBDIVISIONNAME NILES & SHAKLEE BLOCK LOT 0009 SIZE: 7527 TRACT VALUE: .173
Legal Range	69W
Legal Township	03S
Legal Section	25
Legal Subdivision	NILES & SHAKLEE
Legal Lot Number	9
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2008
Census Tract	10702

Owner

3185 Gray St is owned and occupied by two individuals who bought it in February 2022.

Source: Jefferson County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage J VIRGIL INC
Nov 16, 2021	Personal Representative Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC
Nov 17, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS MORTGAGE & TRUST CORP
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	202219667
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	0000160892
Record Updated	Sep 20, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Feb 22, 2022
Property Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127
Document Number	0000019667
Instrument Date	Feb 15, 2022
Instrument	2022019667
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127

Mortgage

Document Number	0000019668
Date	Feb 22, 2022
Instrument	2022019668

Lender

Name	J VIRGIL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON CO
Recording Date	Nov 16, 2021
Property Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127
Document Number	0000160892
Instrument Date	Nov 10, 2021
Instrument	2021160892
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7309 EDWARDS RD, 7309, DENTON, TX 76208-7666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 S COLORADO BLVD # 1-1300, 1-1300, DENVER, CO 80222-7900

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Nov 17, 2021
Property Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127
Document Number	0000161702
Instrument Date	Nov 10, 2021
Instrument	2021161702
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 S COLORADO BLVD # BLVD1-1300, 2000, DENVER, CO 80222-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 CRESTHILL PL, HIGHLANDS RANCH, CO 80130-3964

Mortgage

Document Number	0000161704
Date	Nov 17, 2021
Instrument	2021161704

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 4, 2022

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	3185 GRAY ST, WHEAT RIDGE, CO 80214-8127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083962
Date	Sep 13, 2019
Instrument	2019083962

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3185 Gray St was $3,621.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00	$38,564 Land $16,799 Building $21,765	$617,038 Land $268,791 Building $348,247
2023	$3,572.00 (+33.73%)	$40,864 (+36.18%) Land $20,434 Building $20,430	$664,920 (+54%) Land $304,989 Building $359,931
2022	$2,671.00	$30,008 Land $16,285 Building $13,723	$431,770 Land $234,319 Building $197,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3185 Gray St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3185 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, Starry, T-Mobile, Verizon.

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