3185 Ferry Landing Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3185 Ferry Landing Rd, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,960 sqft · built 1980
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Dec 2019)
Tax Bill$5,231 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-091325

Property Details

APN / Parcel Number

Primary APN03-091325
Alternative APNs
  • 3091325
  • 091325

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Total Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area2,200 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number091325
Street Address3185 FERRY LANDING RD
CityDUNKIRK
StateMD
Zip20754-9643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 1 IRVING W BINGER SUB
Legal SubdivisionBINGER SUB
Legal Lot Number1
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3009
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3185 FERRY LANDING RD, DUNKIRK, MD 20754-9643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2019 · Amount on Record
Deed SaleDec 11, 2019 · Amount on Record
Prior SaleSep 13, 2013 · Amount on Record
Deed Book / Page5490 / 45
Record UpdatedOct 29, 2026

December 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateDec 11, 2019
Property Address3185 FERRY LANDING RD, DUNKIRK, MD 20754-9643
Document Number0054900045
Book / Page5490 / 045
Map ReferenceLB ABE 263 FO 500
Instrument DateNov 29, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyTITLE FORWARD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3185 FERRY LANDING RD, DUNKIRK, MD 20754-9643

Mortgage

Document Number5490053
DateDec 11, 2019
Instrument5490/053
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$477,900 (+13.32%)$505,300 (+8.85%) Land $160,000 Building $345,300
2025$5,231.00 (+19.4%)
2023$4,381.00 Homeowner's exemption$421,733$464,200 Land $160,000 Building $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ferry Landing Rd

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