3185 Curtis Ln, Manhattan, MT 59741 Property Records

Gallatin County property record for 3185 Curtis Ln, Manhattan, MT 59741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1995
Lot Size	5 acres (218,061 sqft)
Owner	2 Individual Names on File
Last Sale	$253,200 (Aug 2020)
Tax Bill	$4,109 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00RFF42219`

Property Details

APN / Parcel Number

Primary APN	`00RFF42219`
Alternative APNs	`06-0903-05-2-01-01-0000` `R0635732`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,061 sqft (5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	130 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RFF42219
Street Address	3185 CURTIS LN
City	MANHATTAN
State	MT
Zip	59741-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BAKER CREEK MEADOWS AMND, S05, T01 S, R04 E, BLOCK 1, LOT 1A, ACRES 5.0055, PLAT I-9-M
Legal Range	04E
Legal Township	01S
Legal Section	05
Legal Subdivision	BAKER CREEK MEADOWS AMND
Legal Block	1
Legal Lot Number	1A
Jurisdiction	GALLATIN MT
Township / Civil Division	MANHATTAN
Census Block Group	2
Census Block	2068
Census Tract	400

Owner

3185 Curtis Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3185 CURTIS LN, MANHATTAN, MT 59741-8245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Aug 26, 2020	Warranty Deed, Transfer · Line of Credit STOCKMAN BANK
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	20202697135
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	2347836
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3185 CURTIS LN, MANHATTAN, MT 59741-8245
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2583783
Date	Jun 26, 2017
Instrument	2583783

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 26, 2020
Property Address	3185 CURTIS LN, MANHATTAN, MT 59741-8245
Document Number	2697135
Instrument Date	Aug 25, 2020
Instrument	2697135
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2092 HEEB RD, MANHATTAN, MT 59741-8204

Mortgage

Document Number	2697136
Date	Aug 26, 2020
Instrument	2697136

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Oct 1, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3185 CURTIS LN, MANHATTAN, MT 59741-8245
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2634243
Date	Dec 19, 2018
Instrument	2634243

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3185 Curtis Ln was $4,109.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Amsterdam Elementary School District (PK - 08)
Secondary School District	Manhattan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,109.00	$1,002,600	$1,002,600 Land $474,000 Building $528,600
2023	$4,928.00	$915,371	$915,371 Land $462,881 Building $452,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3185 Curtis Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1985–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3185 Curtis Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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