3185 Coral Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3185 Coral Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,019 sqft · built 1972
Lot Size	0.76 acres (3,300 sqft)
Owner	Individual Name on Record
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-394-21-00`

Property Details

APN / Parcel Number

Primary APN	`165-394-21-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,019 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,300 sqft (0.76 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3185 CORAL DR
City	OCEANSIDE
State	CA
Zip	92056-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 184 TR 006997
Legal Subdivision	COSTA SERENA
Legal Tract	006997
Legal Block	3
Legal Lot Number	184
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18517

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 16, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FREMONT BANK
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	2019585659
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000585659
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000094540
Date	Mar 2, 2022
Instrument	2022-0094540

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 27, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000202427
Date	Mar 16, 2021
Instrument	2021-0202427

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2019
Property Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929
Document Number	0000585659
Map Reference	MAP 6997
Instrument Date	Dec 11, 2019
Instrument	2019-0585659
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NATIONAL TITLE INS OF NY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000585660
Date	Dec 16, 2019
Instrument	2019-0585660

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3185 CORAL DR, OCEANSIDE, CA 92056-3929
Document Number	0000521673
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 CORAL DR OCEANSIDE CA 920563929, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000521673
Date	Nov 8, 2017
Instrument	521673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,816 (+2%) Land $185,765 Building $64,051
2025	$2,711.00 (+5.32%) Homeowner's exemption	$244,919 (+4.04%) Land $182,123 Building $62,796
2023	$2,574.00 (+1.62%) Homeowner's exemption	$235,409 Land $175,051 Building $60,358
2022	$2,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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