3185 Cope Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 3185 Cope Dr, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$152,256 (Dec 2025)
Tax Bill$1,471 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN006-42-012-000

Property Details

APN / Parcel Number

Primary APN006-42-012-000
Alternative APN
  • 0064201200000

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address3185 COPE DR
CityOWOSSO
StateMI
Zip48867-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPE'S SUB OF OUTLOT 1 & LOT 30 OF COPE'S SUB. - OWOSSO TWP. LOT 12.
Legal SubdivisionCOPES SUB
Legal Lot Number12,30
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1016
Census Tract30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3185 COPE DR, OWOSSO, MI 48867-9362
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number20253398442
Deed Book / Page1333 / 917
Prior Transfer DateMay 12, 2025
Prior Transfer Doc0013280086
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateDec 19, 2025
Property Address3185 COPE DR, OWOSSO, MI 48867-9362
Document Number0013330917
Book / Page1333 / 917
Map ReferenceLB 11 PG 153
Instrument DateDec 9, 2025
Instrument3398442
Transaction TypeTransfer
Record UpdatedJan 7, 2026
Title CompanyCROSSROADS TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,143.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3185 COPE DR, OWOSSO, MI 48867-9362

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3185 COPE DR, OWOSSO, MI 48867-9362

Mortgage

Document Number0003398443
DateDec 19, 2025
Instrument3398443
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionOwosso Charter Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,800 (-5.43%)$191,600 (-5.43%)
2025$1,471.00 (+2.58%) Homeowner's exemption$101,300 (+35.61%)$202,600 (+35.61%)
2024$1,434.00 (+9.22%)
2023$1,313.00 Homeowner's exemption$74,700$149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: DayStarr, Frontier, Verizon.

Nearby Properties on Cope Dr

Nearby Streets

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