3185 321st St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3185 321st St, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1927
Lot Size	0.746 acres (32,500 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Feb 2019)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-09431-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09431-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,253 sqft
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,500 sqft (0.746 acres)
Lot Dimensions	325 ft deep x 100 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3185 321ST ST
City	SAINT CLOUD
State	MN
Zip	56303-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 002 NORTH SIDE ACRES SECTION 35 TOWNSHIP 125 RANGE 028 SECTION 35 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	35
Legal Subdivision	NORTH SIDE ACRES
Legal Block	2
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1023
Census Tract	901

Owner

Source: Stearns County records · APN 17-09431-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3185 321ST ST, SAINT CLOUD, MN 56303-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	201942271
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 25, 2019
Property Address	3185 321ST ST, SAINT CLOUD, MN 56303-9529
Document Number	0000T42271
Instrument Date	Feb 20, 2019
Instrument	T42271
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3185 321ST ST, SAINT CLOUD, MN 56303-9529

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00 (+10.97%)	$201,500 (+3.81%) Land $82,600 Building $118,900	$201,500 (+3.81%) Land $82,600 Building $118,900
2025		$194,100 (+9.6%) Land $77,200 Building $116,900	$194,100 (+9.6%) Land $77,200 Building $116,900
2023	$1,258.00	$177,100 Land $77,200 Building $99,900	$177,100 Land $77,200 Building $99,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes
Claims By Storm	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 14% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.