Clay County property record for 31840 Rd K, Harvard, NE 68944
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 1,560 sqft · built 2003 |
| Lot Size | 6.5 acres (283,140 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3761-03-3-00000-000-1267 |
| Primary APN | 3761-03-3-00000-000-1267 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 2,964 sqft |
| Finished Basement | 530 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 283,140 sqft (6.5 acres) |
| Driveway | Driveway |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | 48 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31840 ROAD K |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICUL |
| Legal Description | PT NW1/4NW1/4SW1/4 |
| Legal Range | 07 |
| Legal Township | 07 |
| Legal Section | 03 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2154 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31840 ROAD K, HARVARD, NE 68944-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 31840 ROAD K, HARVARD, NE 68944-2202 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000259/82 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 259/82 |
| Instrument | 2020-00365 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Lynn Township |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,160 (+12.35%) Land $34,000 Building $291,160 | $325,160 (+12.35%) Land $34,000 Building $291,160 | |
| 2025 | $2,101.00 (-41.57%) | $289,405 (-2.13%) Land $34,000 Building $255,405 | $289,405 (-2.13%) Land $34,000 Building $255,405 |
| 2023 | $3,596.00 | $295,695 Land $28,000 Building $267,695 | $295,695 Land $28,000 Building $267,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Hamilton.net Fixed Wireless | 10 / 1 |
5G and 4G LTE (outdoors only)
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