3184 Wallace Lake Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3184 Wallace Lake Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,977 sqft · built 2005
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2007)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-2N-29-0000-00522-0000`

Property Details

APN / Parcel Number

Primary APN	`18-2N-29-0000-00522-0000`
Alternative APN	`N292180000005220000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,977 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	2,977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	754 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3184 WALLACE LAKE RD
City	PACE
State	FL
Zip	32571-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM AT NW SEC CORN THN THN S1* 5254W ON W SEC LN 4956.85 FT THN N774048E 1628.19 FT THN N724157E 1167.85 FT THN N58 4911E 586.16 FT THN N7004 18E 1014.10 FT THN N730954 E 3658.65 FT THN N712205E 132.33 FT TO POB & CONT 141.79 FT THN S12*3233E 3
Legal Range	29W
Legal Township	2N
Legal Section	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1007
Census Tract	10302

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3184 WALLACE LAKE RD, MILTON, FL 32571-9167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 8, 2007 · Amount on Record
Deed Sale	Oct 8, 2007 · Amount on Record
Deed Document Number	200746929
Deed Book / Page	2775 / 1413
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3184 WALLACE LAKE RD, PACE, FL 32571-9167
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 WALLACE LAKE RD RDQ, PACE, FL 32571-9167

Mortgage

Document Number	0041871719
Date	Oct 4, 2021
Book Page	4187/1719
Instrument	202166101

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3184 WALLACE LAKE RD, PACE, FL 32571-9167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038391444
Date	Jun 14, 2019
Book Page	3839/1444
Instrument	201925268

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+2.83%) Homeowner's exemption	$151,337 (+2.9%)	$347,713 (+5.13%) Land $55,550 Building $292,163
2024	$1,623.00 (+20.13%) Homeowner's exemption	$147,072 (+3%)	$330,743 (+0.66%) Land $50,500 Building $280,243
2023	$1,351.00 (+3.21%) Homeowner's exemption	$142,788 (+3%)	$328,582 (+1.9%) Land $50,500 Building $278,082
2022	$1,309.00 Homeowner's exemption	$138,629	$322,471 Land $50,500 Building $271,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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