3184 Savoy Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3184 Savoy Dr, Melbourne, FL 32940

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,407 sqft · built 2004
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2018)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Jun 2025 Reverse Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-08-75-B-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-08-75-B-2`
Alternative APNs	`26-36-08-75-0000B.0-0002.00` `2626437`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 27 ft wide
Garage Type	Attached
Garage Area	242 sqft
Porch	Florida Room
Porch Area	124 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2626437
Street Address	3184 SAVOY DR
City	MELBOURNE
State	FL
Zip	32940-6660
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	HERITAGE ISLE P.U.D. PHASE 1 LOT 2 BLOCK B
Legal Range	36E
Legal Township	26S
Legal Section	08
Legal Subdivision	HERITAGE ISLE P.U.D. PHASE 1
Legal Phase	1
Legal Block	B
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2035
Census Tract	71201

Owner

3184 Savoy Dr, a townhouse, is owned and occupied by two individuals who acquired it in June 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 11, 2018	Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC
Feb 22, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Prior Sale	Feb 22, 2018 · Amount on File
Deed Document Number	2018154948
Deed Book / Page	8209 / 2795
Last Transfer Date	Jun 20, 2025
Transfer Doc	0103651831
Record Updated	Sep 20, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 23, 2025
Property Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660
Document Number	0103651831
Book / Page	10365 / 1831
Map Reference	MB 50 PG 61-66
Instrument Date	Jun 20, 2025
Instrument	2025124839
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660

Mortgage

Document Number	0103811827
Date	Jun 23, 2025
Instrument	10381/1827

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	847 Months
Due	Jan 26, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Monthly
Max Rate	11.2%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660

Mortgage

Document Number	0094642720
Date	Apr 4, 2022
Book Page	9464/2720
Instrument	2022083420

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 11, 2018
Property Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660
Document Number	0082092795
Book / Page	008209 / 002795
Instrument Date	Jul 2, 2018
Instrument	154948
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3I84 SAVOY DR MELBOURNE FL 32940, MELBOURNE, FL 32940

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 22, 2018
Property Address	3184 SAVOY DR, MELBOURNE, FL 32940-6660
Document Number	0080970485
Book / Page	008097 / 000485
Instrument Date	Feb 7, 2018
Instrument	39710
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Amount	Amount on Record
Tax	$1,253.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 560237 ROCKLEDGE FL 329560237, ROCKLEDGE, FL 32956-0237

Tax Assessment & Valuation

The 2025 property tax bill for 3184 Savoy Dr was $2,000, up 4.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,920 (+252.59%)	$246,920 (-3.1%)
2025	$2,000.00 (+4.66%)	$70,030	$254,820
2024	$1,911.00 (+6.88%)
2023	$1,788.00 (+3.65%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$66,080 (+2.99%)	$267,860 (+13.85%) Land $95,000 Building $172,860
2022	$1,725.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$64,160	$235,280 Land $85,000 Building $150,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3184 Savoy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3184 Savoy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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