3184 Jackson Bluff Way, Clermont, FL 34711 Property Records

Lake County property record for 3184 Jackson Bluff Way, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 2020
Lot Size	0.257 acres (11,213 sqft)
Owner	Individual Name on File
Last Sale	$549,000 (Apr 2023)
Tax Bill	$4,260 (2023)
Deeds & Mortgages	Oct 2022 Second Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-26-0202-000-22400`

Property Details

APN / Parcel Number

Primary APN	`27-22-26-0202-000-22400`
Alternative APN	`3917732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,213 sqft (0.257 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3917732
Street Address	3184 JACKSON BLUFF WAY
City	CLERMONT
State	FL
Zip	34711-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERBROOKE PHASE 2 PB 71 PG 85-90 LOT 224 ORB 6132 PG 1244
Legal Range	26E
Legal Township	22S
Legal Section	27
Legal Subdivision	WATERBROOKE
Legal Phase	2
Legal Tract	202
Legal Lot Number	224
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2022
Census Tract	31306

Owner

3184 Jackson Bluff Way is owned and occupied by an individual who bought it in April 2023.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 28, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 17, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	2023049180
Deed Book / Page	6132 / 1244
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538

Mortgage

Document Number	0060351805
Date	Oct 10, 2022
Book Page	6035/1805
Instrument	2022133763

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 28, 2023
Property Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538
Document Number	0061321244
Book / Page	6132 / 1244
Map Reference	MB 71 PG 85-90
Instrument Date	Apr 27, 2023
Instrument	2023049180
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,843.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538

Mortgage

Document Number	0061321246
Date	Apr 28, 2023
Instrument	6132/1246

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 17, 2020
Property Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538
Document Number	0055250807
Book / Page	5525 / 807
Map Reference	MB 71 PG 85-90
Instrument Date	Aug 11, 2020
Instrument	2020089627
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,446.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 JACKSON BLUFF WAY, CLERMONT, FL 34711-9538

Mortgage

Document Number	0005525812
Date	Aug 17, 2020
Instrument	5525/812

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,510 Land $120,000 Building $300,510	$447,225 Land $120,000 Building $327,225
2023	$4,260.00 (+20.3%)	$286,870 (+17.34%)	$401,605 (+25.84%) Land $120,000 Building $281,605
2022	$3,541.00 Homeowner's exemption	$244,480	$319,144 Land $80,000 Building $239,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3184 Jackson Bluff Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3184 Jackson Bluff Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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