3184 Eldorado Whitewater Rd, Eldorado, OH 45321 Property Records

Preble County property record for 3184 Eldorado Whitewater Rd, Eldorado, OH 45321 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,774 sqft Living Area
Lot Size	149,149 sqft (3.42 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (2001)
Tax Bill	$3,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`I27-9205-300-00-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,774 sqft Living Area
1st Floor	2,358 sqft 1st Floor
Upper Floors	416 sqft Upper Floors
Basement Area	832 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	149,149 sqft (3.42 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,440 sqft Garage
Carport	Carport
Carport Area	360 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	64 sqft Shed
Porch	Enclosed Porch
Porch Area	480 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Private Water Source

Location & Zoning

Street Address	3184 ELDORADO WHITEWATER RD
City	ELDORADO
State	OH
Zip	45321-9701
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NE PT SW
Jurisdiction	PREBLE OH
Minor Civil Division	MONROE
Census Blockgroup	1
Census Block	1015
Census Tract	410100

Owner

Source: Preble County records · APN I27-9205-300-00-001-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 05, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2001 · Amount on Record
Deed Sale	Apr 30, 2001 · Amount on Record
Deed Doc Number	626
Record Refreshed	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701

Mortgage

Document Number	00452/1085
Date	Jan 23, 2024
Book Page	452/1085
Instrument	202400000232

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701

Mortgage

Document Number	00426/2517
Date	Nov 05, 2021
Book Page	426/2517
Instrument	202100006388

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 07, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	3184 ELDORADO WHITEWATER RD, ELDORADO, OH 45321-9701
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	386/2633
Date	Oct 29, 2018
Book Page	386/2633
Instrument	201800004717

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Monroe Township
Unified School District	National Trail Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,665.00 (-1.37%) Homeowner's exemption	$107,320 (-) Land $15,510 Building $91,810
2024	$3,716.00 (+0.41%) Homeowner's exemption	$107,320 (-) Land $15,510 Building $91,810
2023	$3,701.00 (+10.91%) Homeowner's exemption	$107,320 (+28.56%) Land $15,510 Building $91,810	$306,600 (-) Land $44,300 Building $262,300
2022	$3,337.00 Homeowner's exemption	$83,480 Land $13,480 Building $70,000
2020			$306,600 Land $44,300 Building $262,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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