3182 Sims Bridge Rd, Kittrell, NC 27544 Property Records

Franklin County property record for 3182 Sims Bridge Rd, Kittrell, NC 27544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2002
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$793,000 (Jan 2026)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1899-40-1791`

Property Details

APN / Parcel Number

Primary APN	`1899-40-1791`
Alternative APNs	`G03 00 019D` `1029485` `010840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,920 sqft Total Area
Basement Area	1,920 sqft
Finished Basement	1,920 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Unfinished
Garage Area	960 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3182 SIMS BRIDGE RD
City	KITTRELL
State	NC
Zip	27544-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO AR
Legal Description	NO TRESPASSING
Legal Subdivision	GROVE TR
Legal Lot Number	3
Jurisdiction	FRANKLIN NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1019
Census Tract	60100

Owner

Source: Franklin County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3182 SIMS BRIDGE RD, KITTRELL, NC 27544-9586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jul 20, 2010 · Amount on File
Deed Document Number	202610109204
Deed Book / Page	2420 / 995
Prior Transfer Date	Oct 26, 2010
Prior Transfer Doc	0017930729
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	3182 SIMS BRIDGE RD, KITTRELL, NC 27544-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022720074
Date	Sep 27, 2021
Book Page	2272/74

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jan 29, 2026
Property Address	3182 SIMS BRIDGE RD, KITTRELL, NC 27544-9586
Document Number	0024200995
Book / Page	2420 / 995
Instrument Date	Jan 29, 2026
Instrument	10109204
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6860 DREWRY VIRGINIA LINE RD, MANSON, NC 27553-9137

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002420998
Date	Jan 29, 2026
Instrument	2420/998

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+7.76%)	$231,660 (+63.58%) Land $41,440 Building $190,220	$231,660 (+63.58%) Land $41,440 Building $190,220
2023	$1,353.00	$141,623 Land $14,683 Building $126,940	$141,623 Land $14,683 Building $126,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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