3182 NW Celilo Ln, Bend, OR 97703 Property Records

Deschutes County property record for 3182 NW Celilo Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,585 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,695,348 (Feb 2023)
Tax Bill	$11,919 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`171135-AD-09800`

Property Details

APN / Parcel Number

Primary APN	`171135-AD-09800`
Alternative APN	`283962`

Interior

Stories	2 Stories
Building Area	2,585 sqft
Gross Area	792 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	283962
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISCOVERY WEST PHASE 3 LOT 123
Legal Subdivision	DISCOVERY WEST PHASE 3
Legal Lot Number	123
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3016
Census Tract	1302

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3182 NW CELILO LN, BEND, OR 97703-2350
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Subdivision Related Transfer · Second Mortgage (Down Payment) KEY BANK NA
Aug 24, 2021	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	20232751
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 6, 2023
Property Address	3182 NW CELILO LN, BEND, OR 97703-2350
Document Number	0000002751
Map Reference	DOC 2021-43415
Instrument Date	Feb 1, 2023
Instrument	2023-02751
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000002752
Date	Feb 6, 2023
Instrument	2023-02752

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 24, 2021
Property Address	3182 NW CELILO LN, BEND, OR 97703-2350
Document Number	0000049123
Map Reference	DOC 2021-43415
Instrument Date	Aug 18, 2021
Instrument	2021-49123
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5250 NW GREENWOOD AVE, REDMOND, OR 97756-9354

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,919.00 (+3.93%)	$705,470 (+3%)	$1,686,230 (-4.67%) Land $390,800 Building $1,295,430
2024	$11,468.00 (+42.65%)	$684,930 (+36.21%)	$1,768,870 (+22.08%) Land $390,800 Building $1,378,070
2023	$8,039.00	$502,860	$1,448,960 Land $408,000 Building $1,040,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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