3182 Helmsley Ct, Concord, NC 28027 Property Records

Cabarrus County property record for 3182 Helmsley Ct, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,751 sqft · built 2015
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$4,775 (2023)
Deeds & MortgagesJul 2023 Second Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03009F0079.000000

Property Details

APN / Parcel Number

Primary APN03009F0079.000000
Alternative APNs
  • 4682 06 3406
  • 103533

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,751 sqft Living Area
Gross Area3,767 sqft
1st Floor Area1,203 sqft
Upper Floors Area1,548 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions199 ft deep x 51 ft wide
Garage TypeMixed
Garage Area479 sqft
DrivewayConcrete Driveway
Driveway Area756 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area230 sqft
Deck Area128 sqft
Patio Area307 sqft
Gazebo192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number103533
Street Address3182 HELMSLEY CT
CityCONCORD
StateNC
Zip28027-3491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 79 CASTLEBROOKE MANOR PH 1 MP 2
Legal SubdivisionCASTLEBROOKE MANOR
Legal Lot Number79
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1031
Census Tract41301

Owner

3182 Helmsley Ct is owned and occupied by two individuals.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3182 HELMSLEY CT, CONCORD, NC 28027-3491
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3182 HELMSLEY CT, CONCORD, NC 28027-3491
Transaction TypeMortgage
Record UpdatedAug 2, 2023
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016576244
DateJul 21, 2023
Book Page16576/244
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueJul 18, 2043

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3182 HELMSLEY CT, CONCORD, NC 28027-3491
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1561144
DateOct 28, 2021
Book Page15611/44
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3182 HELMSLEY CT, CONCORD, NC 28027-3491
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14929120
DateFeb 22, 2021
Book Page14929/120
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3182 HELMSLEY CT, CONCORD, NC 28027-3491
Document Number13876243
Instrument DateNov 29, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3182 HELMSLEY CT CONCORD NC 280273491, CONCORD, NC 28027-3491

Mortgage

Document Number13876243
DateDec 5, 2019
Book Page013876/000243
Instrument33839
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 4, 2039

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,290 Land $102,000 Building $431,290
2024$533,290 (+53%) Land $102,000 Building $431,290
2023$4,775.00$348,560 Land $76,000 Building $272,560$348,560 Land $76,000 Building $272,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3182 Helmsley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3182 Helmsley Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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