3182 Big Buffalo Rd, Stover, MO 65078 Property Records

Morgan County property record for 3182 Big Buffalo Rd, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1,944 sqft · built 2023
Lot Size	60.1 acres (2,621,876 sqft)
Owner	Company Name on Record
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-8.0-27-000-000-005.002`

Property Details

APN / Parcel Number

Primary APN	`10-8.0-27-000-000-005.002`

Interior

Building Area	1,944 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,621,876 sqft
Garage Area	1,230 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3182 BIG BUFFALO RD
City	STOVER
State	MO
Zip	65078-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT SW SE
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	1
Census Block	1011
Census Tract	470503

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1075 NORTH AVE, SANGER, CA 93657-3539
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer MIDWEST PRFD TITLE, MIDWEST TITLE
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage BELL BANK
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026
Deed Sale	Jun 23, 2026
Prior Sale	Dec 27, 2022
Deed Document Number	20263090
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Jun 23, 2026
Property Address	3182 BIG BUFFALO RD, STOVER, MO 65078-1532
Document Number	0000003090
Instrument Date	Jun 19, 2026
Instrument	20263090
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1075 NORTH AVE, SANGER, CA 93657-3539
Investor	Possibly a Property Investor

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Recording Date	Apr 28, 2026
Property Address	3182 BIG BUFFALO RD, STOVER, MO 65078-1532
Document Number	0000001973
Instrument Date	Apr 15, 2026
Instrument	20261973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3182 BIG BUFFALO RD, STOVER, MO 65078-1532

Mortgage

Document Number	0000001973,
Date	Apr 28, 2026
Instrument	20261973

Lender

Name	BELL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 15, 2027

Interest

Rate	6.22%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	3182 BIG BUFFALO RD, STOVER, MO 65078-1532
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3182 BIG BUFFALO RD, STOVER, MO 65078-1532

Mortgage

Document Number	0202600126
Date	Jan 9, 2026
Instrument	202600126

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	STOVER, MO 65078
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	NOT AVAILABLE, HUBBARD KAVANAUGH TTL GUARAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 FLORENCE TRL, FLORENCE, MO 65329-2216

Mortgage

Document Number	0202303733
Date	Aug 17, 2023
Instrument	202303733

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	65210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,370 (-) Land $8,065 Building $27,305	$204,900 (-) Land $61,200 Building $143,700
2025	$1,486.00 (+8.86%)	$35,370 (+600.4%) Land $8,065 Building $27,305	$204,900 (-) Land $61,200 Building $143,700
2024	$1,365.00 (+523.29%)		$204,900 (+386.7%) Land $61,200 Building $143,700
2023	$219.00	$5,050
2022			$42,100 Land $42,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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