31815 Warner St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31815 Warner St, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,140 sqft · built 2006
Lot Size5.22 acres (227,387 sqft)
OwnerCompany Name on File
Last Sale$1,499,100 (Oct 2012)
Tax Bill$25,070 (2024)
Flood ZoneZone AE (high risk)
APN00110720-000100

Property Details

APN / Parcel Number

Primary APN00110720-000100
Alternative APNs
  • 25662900110720000100
  • 1131148

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,140 sqft Living Area
1st Floor Area4,520 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area227,387 sqft (5.22 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area1,440 sqft

Exterior Amenities

Pool Area561 sqft
PorchOpen Porch
Porch Area2,720 sqft
Patio Area831 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1131148
Street Address31815 WARNER ST
CityBIG PINE KEY
StateFL
Zip33043-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Description25 66 29 BIG PINE KEY PT LOT 4 AND ADJ BAY BOTTOM AND ADJ RD RES NO 64-1966 OR59-73/74 OR119-38(II DEED 21714) OR366-1038(II DEED 24190) OR437-1021/22 OR604-440/43 OR610-466/74 OR632-882/89 OR636-95/97 OR636-649/50 OR661-586/587 OR663-108 OR741-594 O
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionACREAGE & UNREC
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2059
Census Tract971401

Owner

31815 Warner St is owned by a company that bought it in October 2012.

Source: Monroe County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address30385 QUAIL ROOST TRL, BIG PINE KEY, FL 33043-3350
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2012 · Amount on File
Deed SaleOct 3, 2012 · Amount on File
Prior SaleDec 2, 2002 · Amount on File
Deed Document Number20121901852
Deed Book / Page2592 / 227
Prior Transfer DateOct 18, 2006
Prior Transfer Doc0022450761
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,135,399 Land $3,241,332 Building $894,067$4,135,399 Land $3,241,332 Building $894,067
2024$25,070.00 (+4.61%)
2023$23,965.00 (+8.96%)$4,138,700 (+10.23%) Land $3,241,332 Building $897,368$4,138,700 (+10.23%) Land $3,241,332 Building $897,368
2022$21,995.00$3,754,608 Land $2,867,280 Building $887,328$3,754,608 Land $2,867,280 Building $887,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31815 Warner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31815 Warner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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