3181 Winslow Way, Arnold, MO 63010 Property Records

Jefferson County property record for 3181 Winslow Way, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Nov 2019)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.04001080`

Property Details

APN / Parcel Number

Primary APN	`027.036.04001080`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,236 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	117 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	300 sqft
Porch	Open Frame Porch
Porch Area	64 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3181 WINSLOW WAY
City	ARNOLD
State	MO
Zip	63010-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	TAMARACK 2 LOT 113
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	TAMARACK 2
Legal Block	1
Legal Lot Number	113
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1007
Census Tract	700117

Owner

3181 Winslow Way is owned and occupied by an individual who bought it in November 2019.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 14, 2020	Deed of Trust, Mortgage GUILD MTG
Nov 8, 2019	Warranty Deed, Transfer GUILD MTG
Nov 27, 2017	Deed of Trust, Mortgage ENTERPRISE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Prior Sale	Sep 8, 2004 · Amount on File
Deed Document Number	201935114
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760

Mortgage

Document Number	0000003294
Date	Jan 28, 2022
Instrument	2022R-003294

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760
Document Number	0000012886
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 WINSLOW WAY ARNOLD MO 630103760, ARNOLD, MO 63010-3760

Mortgage

Document Number	0000012886
Date	Apr 17, 2020
Instrument	12886

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 8, 2019
Property Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760
Document Number	0000035114
Instrument Date	Nov 4, 2019
Instrument	35114
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 WINSLOW WAY ARNOLD MO 630103760, ARNOLD, MO 63010-3760

Mortgage

Document Number	35115
Date	Nov 8, 2019
Instrument	35115

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3181 WINSLOW WAY, ARNOLD, MO 63010-3760
Document Number	0000038005
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3181 WINSLOW WAY ARNOLD MO 630103760, ARNOLD, MO 63010-3760

Mortgage

Document Number	0000038005
Date	Dec 4, 2017
Instrument	38005

Lender

Name	ENTERPRISE BK
Type	Bank
Address	SAINT LOUIS, MO 63132

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3181 Winslow Way was $1,140, up 3.8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,500 (-) Land $1,800 Building $14,700	$86,900 (-) Land $9,400 Building $77,500
2025	$1,140.00 (+3.83%)	$16,500 Land $1,800 Building $14,700	$86,900 (-) Land $9,400 Building $77,500
2024	$1,098.00 (+0.55%)		$86,900 (+7.55%) Land $9,400 Building $77,500
2023	$1,092.00	$15,400 Land $1,800 Building $13,600	$80,800 Land $9,400 Building $71,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3181 Winslow Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3181 Winslow Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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