3181 Old Tunnel Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3181 Old Tunnel Rd, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,876 sqft · built 1953
Lot Size0.333 acres (14,505 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Aug 2017)
Tax Bill$18,616 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN185-072-021-8

Property Details

APN / Parcel Number

Primary APN185-072-021-8
Alternative APN
  • 185-072-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,876 sqft Living Area
1st Floor Area1,876 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Lot Area14,505 sqft (0.333 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3181 OLD TUNNEL RD
CityLAFAYETTE
StateCA
Zip94549-4134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRO CANADA DEL HAMBRE .333 AC
Legal SubdivisionCANADA DEL HAMBRE RHO
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1004
Census Tract349000

Owner

Source: Contra Costa County assessment roll, APN 185-072-021-8, as of July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3181 OLD TUNNEL RD, LAFAYETTE, CA 94549-4134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Aug 02, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 02, 2017Grant Deed, Transfer · ARM
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2017 · Amount on Record
Deed SaleAug 02, 2017 · Amount on Record
Prior SaleJul 11, 2014 · Amount on Record
Deed Document Number2017138896
Last Transfer DateOct 27, 2023
Transfer Doc0000119088
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3181 OLD TUNNEL RD, LAFAYETTE, CA 94549-4134
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address318OLD TUNNEL ROAD, LAFAYETTE, CA 94549

Mortgage

Document Number0000199569
DateJul 15, 2021
Instrument2021-199569
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.9%
Type Change DateAug 01, 2028
Min Rate At Change2.95%
Max Rate At Change10.9%
Max Rate10.9%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 02, 2017
Property Address3181 OLD TUNNEL RD, LAFAYETTE, CA 94549-4134
Document Number0000138897
Instrument DateJul 26, 2017
Instrument138897
Transaction TypeTransfer
Record UpdatedAug 08, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3181 OLD TUNNEL RD LAFAYETTE CA 945494134, LAFAYETTE, CA 94549-4134

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 02, 2017
Property Address3181 OLD TUNNEL RD, LAFAYETTE, CA 94549-4134
Document Number0000138896
Instrument DateJul 19, 2017
Instrument2017-138896
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3181 OLD TUNNEL RD, LAFAYETTE, CA 94549-4134

Mortgage

Document Number0000138898
DateAug 02, 2017
Instrument2017-138898
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.2%
Type Change DateOct 01, 2022
Change FrequencyMonthly
Index1-Month LIBOR
Max Rate9.95%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll as of July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,548,020 (+2%) Land $1,102,553 Building $445,467
2025$18,616.00 (+4.6%)$1,517,668 (+5.27%) Land $1,080,935 Building $436,733
2023$17,797.00 (+2.81%)$1,441,737 Land $1,038,962 Building $402,775
2022$17,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133490001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1978–2017)
Claims Outside the SFHA3 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 345 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Etheric Communications, LLC., Radiate Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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