Kittitas County property record for 3181 Nelson Siding Rd, Cle Elum, WA 98922
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,665 sqft · built 1990 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,950 (Jul 2020) |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P740136 |
| Primary APN | P740136 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 1,717 sqft |
| 1st Floor Area | 1,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 178,596 sqft (4.1 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Storage Building | 208 sqft |
| Utility Building | 1,440 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3181 NELSON SIDING RD |
|---|---|
| City | CLE ELUM |
| State | WA |
| Zip | 98922-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KC-A-3 |
| Legal Description | ACRES 4.10, CD.#5934-2-5; SEC. 28; TWP. 20; RGE 14 PTN. E1/2 NE1/4 N. OF NELSON SIDING RD (PTN. PARCEL 3, SURVEY #453720) |
| Legal Range | 14 |
| Legal Township | 20 |
| Legal Section | 28 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | MANASTASH RIDGE |
| Census Block Group | 3 |
| Census Block | 3074 |
| Census Tract | 975201 |
3181 Nelson Siding Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Kittitas County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3181 NELSON SIDING RD, CLE ELUM, WA 98922-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Jul 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on File |
| Deed Sale | Jul 13, 2020 · Amount on File |
| Deed Document Number | 202021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 3181 NELSON SIDING RD, CLE ELUM, WA 98922-9457 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009260016 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 202209260016 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Jul 13, 2020 |
| Property Address | 3181 NELSON SIDING RD, CLE ELUM, WA 98922-9457 |
| Document Number | 0007130021 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 202007130021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,742.83 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3181 NELSON SIDING RD, CLE ELUM, WA 98922-9457 |
| Document Number | 0007130022 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 202007130022 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3181 Nelson Siding Rd was $3,652.
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,050 Land $235,500 Building $407,550 | $643,050 Land $235,500 Building $407,550 | |
| 2025 | $3,652.00 | ||
| 2023 | $527,980 Land $175,500 Building $352,480 | $527,980 Land $175,500 Building $352,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3181 Nelson Siding Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 13 (2011–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3181 Nelson Siding Rd is extreme, ranking above 97.8% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 91% of Washington |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inland Cellular Cable · Fiber in parts of the area | 500 / 20 |
| Gigabeam Internet Fixed Wireless | 300 / 300 |
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