3181 NE Coho St, Bend, OR 97701 Property Records

Deschutes County property record for 3181 NE Coho St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2023)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171223-CC-00311`

Property Details

APN / Parcel Number

Primary APN	`171223-CC-00311`
Alternative APN	`269713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,458 sqft
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,227 sqft (0.12 acres)
Garage Area	402 sqft

Location & Zoning

Account Number	269713
Street Address	3181 NE COHO ST
City	BEND
State	OR
Zip	97701-7774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ROOSTER ROCK PHASE II AND III LOT 10
Legal Range	12
Legal Township	17
Legal Section	23
Legal Subdivision	ROOSTER ROCK PHASE II AND III
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4041
Census Tract	1200

Owner

3181 NE Coho St is owned and occupied by two individuals who bought it in October 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3181 NE COHO ST, BEND, OR 97701-7774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2018	Bargain and Sale Deed, Transfer · Commercial Mortgage WASHINGTON FEDERAL NA
Jan 11, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2017	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jan 11, 2018
Deed Document Number	202325421
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 12, 2023
Property Address	3181 NE COHO ST, BEND, OR 97701-7774
Document Number	0000025421
Map Reference	DOC 2014-04456
Instrument Date	Oct 9, 2023
Instrument	2023-25421
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3181 NE COHO ST, BEND, OR 97701-7774

Mortgage

Document Number	0000025422
Date	Oct 12, 2023
Instrument	2023-25422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 14, 2018
Property Address	3181 NE COHO ST, BEND, OR 97701-7774
Document Number	0000037486
Map Reference	DOC2014-04456
Instrument Date	Aug 21, 2018
Instrument	2018-37486
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62958 NE LAYTON AVE STE 5 BND, 5, BEND, OR 97701

Mortgage

Document Number	0000037487
Date	Sep 14, 2018
Instrument	2018-37487

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SILVERDALE, WA 98383

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2028

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 11, 2018
Property Address	3181 NE COHO ST, BEND, OR 97701-7774
Document Number	0000001260
Instrument Date	Jan 4, 2018
Instrument	1260
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62958 LAYTON AVE #5 BEND OR 977015197, 5, BEND, OR 97701-5197

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 27, 2017
Property Address	3181 NE COHO ST, BEND, OR 97701-7774
Document Number	0000047265
Instrument Date	Nov 17, 2017
Instrument	47265
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	62958 LAYTON AVE #5 BEND OR 977015197, 5, BEND, OR 97701-5197
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3181 NE Coho St was $4,042, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00 (+3.93%)	$239,250 (+3%)	$597,280 (+5.89%) Land $216,000 Building $381,280
2024	$3,889.00 (+7.88%)	$232,290 (+3%)	$564,050 (-5.95%) Land $216,000 Building $348,050
2023	$3,605.00 (+3.95%)	$225,530 (+6.08%)	$599,710 (+52.87%) Land $211,000 Building $388,710
2022	$3,468.00	$212,600	$392,290 Land $139,500 Building $252,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3181 NE Coho St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3181 NE Coho St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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