3181 Maple Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 3181 Maple Dr, Cloquet, MN 55720

Property Summary

Property TypeSingle Family Home
Lot Size0.671 acres (29,256 sqft)
OwnerIndividual Name on Record
Tax Bill$5,842 (2026)
Deeds & MortgagesNov 2021 Line of Credit
Feb 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN92-170-0320

Property Details

APN / Parcel Number

Primary APN92-170-0320
Alternative APN
  • 34762

Exterior

Lot Area29,256 sqft (0.671 acres)
View / LotLake/Pond

Location & Zoning

Account Number34762
Street Address3181 MAPLE DR
CityCLOQUET
StateMN
Zip55720-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAPLE GROVE
Legal SubdivisionMAPLE GROVE
Legal Block1
Legal Lot Number18
JurisdictionCARLTON MN
Township / Civil DivisionPERCH LAKE
Census Block Group3
Census Block3034
Census Tract940000

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3181 MAPLE DR, CLOQUET, MN 55720-3339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Line of Credit
SUPERIOR CHOICE CREDIT UNION
Feb 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SUPERIOR CHOICE CREDIT UNION
Aug 8, 2018Deed of Trust, Mortgage
SUPERIOR CHOICE CU
Apr 17, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 7, 2017
Transfer Doc0000473678
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3181 MAPLE DR, CLOQUET, MN 55720-3339
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000502915
DateNov 12, 2021
InstrumentA000502915
Lender
NameSUPERIOR CHOICE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 1, 2041
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3181 MAPLE DR, CLOQUET, MN 55720-3339
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000497422
DateFeb 25, 2021
InstrumentA000497422
Lender
NameSUPERIOR CHOICE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3181 MAPLE DR, CLOQUET, MN 55720-3339
Transaction TypeMortgage
Record UpdatedSep 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000481656
DateAug 8, 2018
InstrumentA000481656
Lender
NameSUPERIOR CHOICE CU
Agreement
AmountAmount Recorded

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARLTON MN
Recording DateApr 17, 2017
Property Address3181 MAPLE DR, CLOQUET, MN 55720-3339
Document NumberA000473678
Instrument DateApr 7, 2017
InstrumentA000473678
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyPIONEER ABSTRACT & TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3181 MAPLE DR, 3181, CLOQUET, MN 55720-3339

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3181 MAPLE DR, CLOQUET, MN 55720-3339

Mortgage

Document NumberA000473679
DateApr 17, 2017
InstrumentA000473679
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionPerch Lake Township
Unified School DistrictCarlton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,842.00 (+13.09%) Homeowner's exemption
2025$531,600 (+7.33%) Land $99,700 Building $431,900$531,600 (+7.33%) Land $99,700 Building $431,900
2024$5,166.00 Homeowner's exemption$495,300 (+5.43%) Land $94,700 Building $400,600$495,300 (+5.43%) Land $94,700 Building $400,600
2023$5,166.00 Homeowner's exemption$469,800 (-) Land $93,000 Building $376,800$469,800 (-) Land $93,000 Building $376,800
2022$469,800 Land $93,000 Building $376,800$469,800 Land $93,000 Building $376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fond du Lac Communications
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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