3181 Keith Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 3181 Keith Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 1949
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,702,000 (Mar 2022)
Tax Bill	$19,667 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84B-510-10`

Property Details

APN / Parcel Number

Primary APN	`84B-510-10`
Alternative APN	`084B-0510-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	15,812 sqft (0.363 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3181 KEITH AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 084B PAGE: 0510
Legal Subdivision	A S JONES RANCH
Legal Lot Number	F
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4000
Census Tract	430600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Grant Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB
Sep 28, 2021	Intrafamily Transfer, Transfer
Sep 28, 2021	Intrafamily Transfer, Transfer
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NANCY GILVIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202265905
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000323811
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 31, 2022
Property Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955
Document Number	0000065905
Map Reference	MB 24 PG 11
Instrument Date	Mar 21, 2022
Instrument	2022065905
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955

Mortgage

Document Number	0000065906
Date	Mar 31, 2022
Instrument	2022065906

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 28, 2021
Property Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955
Document Number	0000323810
Map Reference	MB 24 PG 11
Instrument Date	Sep 14, 2021
Instrument	2021323810
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4962 BLUE MOUNTAIN RD, WILSEYVILLE, CA 95257

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 28, 2021
Property Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955
Document Number	0000323811
Map Reference	MB 24 PG 11
Instrument Date	Sep 14, 2021
Instrument	2021323811
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4962 BLUE MOUNTAIN RD, WILSEYVILLE, CA 95257

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3181 KEITH AVE, CASTRO VALLEY, CA 94546-2955
Document Number	0000254567
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3181 KEITH AVE CASTRO VALLEY CA 945462955, CASTRO VALLEY, CA 94546-2955

Mortgage

Document Number	0000254567
Date	Sep 30, 2020
Instrument	254567

Lender

Name	NANCY GILVIN
Address	1801 E 14TH ST, SAN LEANDRO, CA 94577-5020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,593,000 (-0.44%) Land $480,000 Building $1,120,000
2025	$19,667.00 (+1.95%) Homeowner's exemption	$1,600,000 (+2.24%) Land $480,000 Building $1,120,000
2023	$19,290.00 Homeowner's exemption	$1,565,000 Land $469,500 Building $1,095,500	$1,624,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired, Verizon.

Nearby Properties on Keith Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures