Charles County property record for 3181 Harrow Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1984 |
| Lot Size | 0.191 acres (8,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (May 2017) |
| Tax Bill | $8,848 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118739 |
| Primary APN | 06-118739 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 820 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 8,336 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 118739 |
|---|---|
| Street Address | 3181 HARROW CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 18 BLK 103 HUNTINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 103 |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850901 |
Source: Charles County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3181 HARROW CT, WALDORF, MD 20602-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 17, 2017 | Grant Deed, Transfer LAKESIDE TITLE |
| May 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on Record |
| Deed Sale | May 17, 2017 · Amount on Record |
| Prior Sale | Nov 16, 2005 · Amount on Record |
| Deed Book / Page | 9835 / 1 |
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 1403000248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 3181 HARROW CT, WALDORF, MD 20602-2512 |
| Document Number | 1403000248 |
| Book / Page | 14031 / 248 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3181 HARROW CT, WALDORF, MD 20602-2512 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 17, 2017 |
| Property Address | 3181 HARROW CT, WALDORF, MD 20602-2512 |
| Document Number | 0098350001 |
| Book / Page | 009835 / 000001 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $239.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3181 HARROW CT WALDORF MD 206022512, WALDORF, MD 20602-2512 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3181 HARROW CT, WALDORF, MD 20602-2512 |
| Document Number | 0098350008 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3181 HARROW CT WALDORF MD 206022512, WALDORF, MD 20602-2512 |
| Document Number | 0098350008 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 009835/000008 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,067 (+5.33%) | $312,100 (-) Land $126,100 Building $186,000 | |
| 2025 | $8,848.00 (+148.26%) | $282,033 (+14.42%) | $312,100 (+16.89%) Land $126,100 Building $186,000 |
| 2023 | $3,564.00 | $246,500 | $267,000 Land $126,100 Building $140,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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