3181 Cooper Rd, Georgetown, MS 39078 Property Records

Copiah County property record for 3181 Cooper Rd, Georgetown, MS 39078

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,960 sqft · built 1987
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Tax Bill$788 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-101-10-008.00

Property Details

APN / Parcel Number

Primary APN1-101-10-008.00
Alternative APN
  • 8789

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,960 sqft Adjusted Area
1st Floor Area1,646 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Garage TypeMixed
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number8789
Street Address3181 COOPER RD
CityGEORGETOWN
StateMS
Zip39078-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 ACS E1/4 NW1/4AS PER DB 17J-653SEC 10-10-10E1502-10-4
Legal Range10E
Legal Township10N
Legal Section10
JurisdictionCOPIAH MS
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract950502

Owner

Source: Copiah County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3181 COOPER RD, GEORGETOWN, MS 39078-9709
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOPIAH MS
Recording DateAug 27, 2026
Property Address3181 COOPER RD, GEORGETOWN, MS 39078-9709
Document Number0000130362
Book / Page893 / 233
Instrument DateAug 10, 2026
Instrument2026130362
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyRUCKETT LAND TITLE INC, LUCKETT LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3181 COOPER RD, GEORGETOWN, MS 39078-9709

Mortgage

Document Number0000130362,
DateAug 27, 2026
Book Page893/233
Instrument2026130362
Lender
NameMEMBERS EXCHANGE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Copiah County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCopiah County
Unified School DistrictCopiah County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$788.00 (+7.5%) Homeowner's exemption$10,334 (+10.77%)$99,340 (+11.26%) Land $15,500 Building $83,840
2024$733.00 (-28.83%)
2023$9,329$89,290 Land $15,500 Building $73,790
2021$1,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 72% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3
Georgetown Telephone Company
DSL
25 / 3

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