3181 Co Rd 405, El Campo, TX 77437 Property Records

Wharton County property record for 3181 Co Rd 405, El Campo, TX 77437

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 ba · 4,049 sqft · built 1989
Lot Size	19.2 acres (836,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$701,282 (Feb 2026)
Tax Bill	$6,932 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20519-000-002-10`

Property Details

APN / Parcel Number

Primary APN	`20519-000-002-10`
Alternative APNs	`R053102` `53102`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,049 sqft Gross Area
1st Floor Area	3,305 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Lot Area	836,570 sqft
Garage Type	Attached
Garage Area	744 sqft
Porch	Open Porch
Porch Area	312 sqft
Patio Area	333 sqft

Location & Zoning

Account Number	2051900000210
Street Address	3181 COUNTY ROAD 405
City	EL CAMPO
State	TX
Zip	77437-5088
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	A20519 ABST.519 TRACT 2
Legal Subdivision	CORRECTED ADLING ADDITION
Legal Tract	2
Legal Block	1
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	1
Census Block	1144
Census Tract	740700

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3181 COUNTY ROAD 405, EL CAMPO, TX 77437-5088
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	2026599
Deed Book / Page	1412 / 147
Prior Transfer Date	Aug 5, 2014
Prior Transfer Doc	000963/258
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	3181 COUNTY ROAD 405, EL CAMPO, TX 77437-5088
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001292/710
Date	Dec 22, 2022
Book Page	1292/710
Instrument	2022-00008008

Lender

Name	DELAWARE TRUST COMPANY
Type	Non-Lending Institution
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,314 (+8.91%)	$752,533 (+5.64%) Land $69,138 Building $683,395
2025	$6,932.00 (-17.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$638,453 (+13.65%)	$712,368 (+4.96%) Land $69,138 Building $643,230
2023		$561,755	$678,678 Land $68,465 Building $610,213
2022	$8,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	22 (1980–2024)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Thunderstorms And Flooding, Oct 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Skynet Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6
Wharton County Electric Cooperative Fixed Wireless	25 / 5