3181 Carroll Rd, Huntingtown, MD 20639 Property Records

Calvert County property record for 3181 Carroll Rd, Huntingtown, MD 20639

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,337 sqft · built 1979
Lot Size	3.1 acres (135,472 sqft)
Owner	Individual Name on File
Last Sale	$348,570 (May 2018)
Tax Bill	$3,786 (2023)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-025469`

Property Details

APN / Parcel Number

Primary APN	`02-025469`
Alternative APNs	`2025469` `025469`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,337 sqft Total Area
1st Floor Area	1,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	135,472 sqft (3.1 acres)
Garage Type	Attached
Garage Area	456 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025469
Old Parcel Number	2025469
Street Address	3181 CARROLL RD
City	HUNTINGTOWN
State	MD
Zip	20639-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 5 SEC 1 ABINGTON SHORES
Legal Subdivision	ABINGTON SHORES SEC 1
Legal Lot Number	5
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	2
Census Block	2019
Census Tract	860600

Owner

3181 Carroll Rd is owned and occupied by an individual who bought it in May 2018.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	3181 CARROLL RD, HUNTINGTOWN, MD 20639-9549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
May 25, 2018	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Oct 3, 2000 · Amount on File
Deed Document Number	0005194261
Deed Book / Page	5194 / 261
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3181 CARROLL RD, HUNTINGTOWN, MD 20639-9549
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 CARROLL RD, HUNTINGTOWN, MD 20639-9549

Mortgage

Document Number	0058990001
Date	Mar 19, 2021
Book Page	5899/1

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 25, 2018
Property Address	3181 CARROLL RD, HUNTINGTOWN, MD 20639-9549
Document Number	0051940261
Book / Page	005194 / 000261
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 CARROLL RD HUNTINGTOWN MD 206399549, HUNTINGTOWN, MD 20639-9549

Mortgage

Document Number	51940267
Date	May 25, 2018
Book Page	005194/000267

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3181 CARROLL RD, HUNTINGTOWN, MD 20639-9549
Document Number	0050950173
Book / Page	005095 / 000173
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 CARROLL RD HUNTINGTOWN MD 206399549, HUNTINGTOWN, MD 20639-9549

Mortgage

Document Number	0050950173
Date	Nov 9, 2017
Book Page	005095/000173

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,786.00 Homeowner's exemption	$364,467	$368,900 Land $180,500 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3181 Carroll Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2006–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3181 Carroll Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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