3181 Barrcut Rd, Spencer, WV 25276 Property Records

Roane County property record for 3181 Barrcut Rd, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2010
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Feb 2024)
Tax Bill	$506 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`07-4-0019.0001`

Property Details

APN / Parcel Number

Primary APN	`07-4-0019.0001`
Alternative APNs	`44-07-0004-0019-0001` `44-07-4-0019.0001` `76000732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	76000732
Street Address	3181 BARRCUT RD
City	SPENCER
State	WV
Zip	25276-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.50 FEE LITTLE CREEK
Legal Subdivision	FEE LITTLE CREEK
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	2
Census Block	2009
Census Tract	962800

Owner

3181 Barrcut Rd is owned and occupied by an individual who bought it in February 2024.

Source: Roane County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3181 BARRCUT RD, SPENCER, WV 25276-8071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Deed Document Number	20242191833
Deed Book / Page	651 / 649
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Feb 15, 2024
Property Address	3181 BARRCUT RD, SPENCER, WV 25276-8071
Document Number	000651/649
Book / Page	651 / 649
Instrument Date	Feb 6, 2024
Instrument	2191833
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	BESTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6350 S CALHOUN HWY, MOUNT ZION, WV 26151-8512

Mortgage

Document Number	00000379/1
Date	Feb 15, 2024
Book Page	379/1
Instrument	2191834

Lender

Name	THE POCA VALLEY BANK INC
Type	Bank
Address	CHARLESTON, WV 25301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.89%
Type Change Date	Feb 17, 2031
Change Frequency	Annually
Min Rate At Change	5.89%
Max Rate At Change	9.89%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

The 2026 property tax bill for 3181 Barrcut Rd was $506, up 5.4% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$506.00 (+5.42%)	$57,870 (+5.93%) Land $12,330 Building $45,540	$96,450 (+5.99%) Land $20,550 Building $75,900
2025	$480.00	$54,630 Land $11,610 Building $43,020	$91,000 Land $19,300 Building $71,700
2023	$280.00 (+3.7%) Homeowner's exemption Disabled Person's exemption	$51,570 (+2.87%) Land $10,710 Building $40,860	$85,900 (+2.87%) Land $17,800 Building $68,100
2022	$270.00 Homeowner's exemption Disabled Person's exemption	$50,130 Land $10,290 Building $39,840	$83,500 Land $17,100 Building $66,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3181 Barrcut Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2013–2024)
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3181 Barrcut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.5% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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