3181 Arnie Rd, Custer, WA 98240 Property Records

Whatcom County property record for 3181 Arnie Rd, Custer, WA 98240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,208 sqft · built 2002
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$642,000 (Oct 2022)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595813`

Property Details

APN / Parcel Number

Primary APN	`595813`
Alternative APNs	`400135 148465 0000` `123457` `549047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft

Exterior

Year Built	Built 2002
Architectural Style	Mobile Home
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	444,312 sqft (10.2 acres)
Porch	Porch
Porch Area	278 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	549047
Street Address	3181 ARNIE RD
City	CUSTER
State	WA
Zip	98240-9502
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R10A
Legal Description	W 1/2 W 1/2 NE NW-LESS RD 02 CONCEPT S#11828966ABC 60X42
Legal Range	01
Legal Township	40
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2039
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3181 ARNIE RD, CUSTER, WA 98240-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Feb 13, 2018	Quit Claim Deed, Mortgage · VA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Feb 13, 2018
Deed Document Number	2022-1001063
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3181 ARNIE RD, CUSTER, WA 98240-9502
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000405458
Date	Apr 30, 2021
Instrument	2021-0405458

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 13, 2022
Property Address	3181 ARNIE RD, CUSTER, WA 98240-9502
Document Number	0001001063
Instrument Date	Sep 28, 2022
Instrument	2022-1001063
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,532.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 ARNIE RD, CUSTER, WA 98240-9502

Mortgage

Document Number	0001001064
Date	Oct 13, 2022
Instrument	2022-1001064

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 13, 2018
Property Address	3181 ARNIE RD, CUSTER, WA 98240-9502
Document Number	2180201168
Instrument Date	Feb 8, 2018
Instrument	201168
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NEXTITLE-WA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3181 ARNIE RD CUSTER WA 982409502, CUSTER, WA 98240-9502

Mortgage

Document Number	2180201169
Date	Feb 13, 2018
Instrument	201169

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,871.00 (+14.77%)	$631,974 (+3.96%) Land $389,979 Building $241,995	$631,974 (+3.96%) Land $389,979 Building $241,995
2022		$607,879 Land $291,620 Building $316,259	$607,879 Land $291,620 Building $316,259
2021	$4,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

Nearby Properties on Arnie Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures