3181 Amber Bay Loop, Anchorage, AK 99515 Property Records

State of Alaska property record for 3181 Amber Bay Loop, Anchorage, AK 99515

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,284 sqft · built 1978
Lot Size0.2 acres (8,723 sqft)
OwnerIndividual Name on Record
Last Sale$447,900 (Oct 2020)
Tax Bill$7,212 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Mortgage
APN012-484-22-000

Property Details

APN / Parcel Number

Primary APN012-484-22-000
Alternative APN
  • 0124842200001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,284 sqft Living Area
Gross Area2,812 sqft
1st Floor Area1,192 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Architectural StyleBi-Level
Exterior MaterialWood
Lot Area8,723 sqft (0.2 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3181 AMBER BAY LOOP
CityANCHORAGE
StateAK
Zip99515-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAYSHORE WEST #2 BLK 1 LT 12
Legal SubdivisionBAYSHORE WEST
Legal Block1
Legal Lot Number12
JurisdictionANCHORAGE AK
Township / Civil DivisionANCHORAGE
Census Block Group2
Census Block2000
Census Tract2711

Owner

Source: State of Alaska records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3181 AMBER BAY LOOP, ANCHORAGE, AK 99515-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · FHA Mortgage
RESIDENTIAL MORTGAGE LLC
Oct 6, 2020Warranty Deed, Transfer · FHA Mortgage
RESIDENTIAL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Deed Document Number202046698
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANCHORAGE AK
Property Address3181 AMBER BAY LOOP, ANCHORAGE, AK 99515-2305
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047856
DateOct 13, 2020
Instrument2020-047856-0
Lender
NameRESIDENTIAL MORTGAGE LLC
TypeMortgage Company
AddressANCHORAGE, AK 99503
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANCHORAGE AK
Recording DateOct 6, 2020
Property Address3181 AMBER BAY LOOP, ANCHORAGE, AK 99515-2305
Document Number0000466980
Instrument DateOct 5, 2020
Instrument466980
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyUNITED TITLE, UNITED TITLE GUARANTY CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3181 AMBER BAY LOOP ANCHORAGE AK 995152305, ANCHORAGE, AK 99515-2305

Mortgage

Document Number46699
DateOct 6, 2020
Instrument46699
Lender
NameRESIDENTIAL MTG
TypeMortgage Company
AddressANCHORAGE, AK 99503
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

Mortgage

Document Number47856,
DateOct 6, 2020
Instrument47856
Lender
NameRESIDENTIAL MTG
TypeMortgage Company
AddressANCHORAGE, AK 99503
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2050

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateAlaska
County / MunicipalityAnchorage Municipality
Unified School DistrictAnchorage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,212.00 (+6.39%)$456,800 (+14.75%) Land $103,000 Building $353,800$456,800 (+14.75%) Land $103,000 Building $353,800
2023$6,779.00 (+2.76%)$398,100 (+1.61%) Land $103,000 Building $295,100$398,100 (+1.61%) Land $103,000 Building $295,100
2022$6,597.00$391,800 Land $103,000 Building $288,800$391,800 Land $103,000 Building $288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOA MUNICIPALITY OF ANCHORAGE
serves 221,351 people · EPA ID AK2210906
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GCI Communication
Cable
2,500 / 75
Choice Broadband
Fixed Wireless
300 / 100
Borealis Broadband
Fixed Wireless
100 / 100

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