3180 Upper Peachtree Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3180 Upper Peachtree Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,176 sqft · built 1978
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2021)
Tax Bill	$846 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553300118941000`

Property Details

APN / Parcel Number

Primary APN	`553300118941000`
Alternative APN	`54433`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	240 ft deep x 167 ft wide
Porch	Open Porch
Porch Area	216 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54433
Street Address	3180 UPPER PEACHTREE RD
City	MURPHY
State	NC
Zip	28906-3728
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR BALLARD 1541/573
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1000
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3180 UPPER PEACHTREE RD, MURPHY, NC 28906-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Apr 30, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Aug 10, 2016 · Amount on Record
Deed Document Number	2869
Deed Book / Page	1679 / 659
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3180 UPPER PEACHTREE RD, MURPHY, NC 28906-3728
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, STATEWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001703/855
Date	Feb 8, 2022
Book Page	1703/855
Instrument	832

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 30, 2021
Property Address	3180 UPPER PEACHTREE RD, MURPHY, NC 28906-3728
Document Number	1679/659
Book / Page	1679 / 659
Instrument Date	Apr 30, 2021
Instrument	2869
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3180 UPPER PEACHTREE RD, 3180, MURPHY, NC 28906-3728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 UPPER PEACHTREE RD, MURPHY, NC 28906-3728

Mortgage

Document Number	1679662
Date	Apr 30, 2021
Instrument	1679/662

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00	$108,810 (-)	$108,810 (-) Land $13,230 Building $95,580
2023		$108,810	$108,810 Land $13,230 Building $95,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

Cell Coverage

No cell data coverage reported

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