3180 Palmetta Ave, Crestview, FL 32539 Property Records

Okaloosa County property record for 3180 Palmetta Ave, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,262 sqft · built 1975
Lot Size	1.07 acres (46,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2025)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Oct 2025 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0370-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0370-2`
Alternative APNs	`28-3N-23-0000-0015-0130` `23N328000000150130`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,262 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	2,262 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,669 sqft (1.07 acres)
Lot Width	200 ft Width
Garage Type	Carport
Garage Area	225 sqft
Carport	Carport
Carport Area	225 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3180 PALMETTA AVE
City	CRESTVIEW
State	FL
Zip	32539-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 266 FT W OF SE COR SEC W 200 FT N 217 FT E 200 FT S 217 FT TO BEG 823-41
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Block	15
Legal Lot Number	130
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2041
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 WT HULION RD, CRESTVIEW, FL 32539-9337
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer SHORELINE TITLE LLC
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jan 14, 2020	Warranty Deed, Transfer · VA Mortgage ASSET MUTUAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Document Number	20253779944
Prior Transfer Date	May 16, 2012
Prior Transfer Doc	0030360158
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 24, 2025
Property Address	3180 PALMETTA AVE, CRESTVIEW, FL 32539-5704
Document Number	0003779944
Instrument Date	Oct 24, 2025
Instrument	3779944
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5525 LEDGESTONE DR, MUSTANG, OK 73064-7271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 WT HULION RD, CRESTVIEW, FL 32539-9337

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 14, 2022
Property Address	3180 PALMETTA AVE, CRESTVIEW, FL 32539-5704
Document Number	0036160754
Book / Page	3616 / 754
Instrument Date	Apr 8, 2022
Instrument	3542282
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 EAST RAY AVENUE, 231, NORFOLK, VA 23503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 RAIHOPE WAY, NICEVILLE, FL 32578-8224

Mortgage

Document Number	0003616756
Date	Apr 14, 2022
Instrument	3616/756

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 14, 2020
Property Address	3180 PALMETTA AVE, CRESTVIEW, FL 32539-5704
Document Number	0034382224
Book / Page	3438 / 2224
Instrument Date	Jan 10, 2020
Instrument	3330130
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4174 2ND AVE, 4174, LAUREL HILL, FL 32567-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 PALMETTA AVE, CRESTVIEW, FL 32539-5704

Mortgage

Document Number	0034382226
Date	Jan 14, 2020
Instrument	3438/2226

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (-1.4%)	$233,037 (-2.09%) Land $36,169 Building $196,868	$233,037 (-2.09%) Land $36,169 Building $196,868
2024	$2,501.00 (+0.28%)	$238,016 (-3.93%) Land $32,881 Building $205,135	$238,016 (-3.93%) Land $32,881 Building $205,135
2023	$2,494.00 (+11.74%)	$247,756 (+6.3%) Land $30,729 Building $217,027	$247,756 (+6.3%) Land $30,729 Building $217,027
2022	$2,232.00	$233,080 Land $28,719 Building $204,361	$233,080 Land $28,719 Building $204,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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