Santa Clara County property record for 3180 Debbie Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,422 sqft · built 1985 |
| Lot Size | 2.3 acres (100,623 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (May 1997) |
| Tax Bill | $7,089 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Transfer + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 841-55-001 |
| Primary APN | 841-55-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 2,422 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 100,623 sqft |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Water Source | Well |
| Street Address | 3180 DEBBIE CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-40A |
| Legal Description | LOT 4 |
| Legal Subdivision | CULLEN TR |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 512602 |
3180 Debbie Ct is owned by a company that acquired it in September 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Intrafamily Transfer, Transfer |
| Mar 3, 2026 | Intrafamily Transfer, Transfer |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 2, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 1997 · Amount on File |
| Deed Sale | May 23, 1997 · Amount on File |
| Deed Document Number | 199713715359 |
| Last Transfer Date | Sep 9, 2019 |
| Transfer Doc | 0024295164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 3, 2026 |
| Property Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Number | 0025950866 |
| Map Reference | MB 311 PG 53 |
| Instrument Date | Feb 15, 2026 |
| Instrument | 25950866 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 3, 2026 |
| Property Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Number | 0025950865 |
| Map Reference | MB 311 PG 53 |
| Instrument Date | Feb 15, 2026 |
| Instrument | 25950865 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Number | 0025148827 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 25148827 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 2, 2019 |
| Property Address | 3180 DEBBIE CT, GILROY, CA 95020-9554 |
| Document Number | 0024295164 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 24295164 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3180 DEBBIE CT GILROY CA 950209554, GILROY, CA 95020-9554 |
The 2025 property tax bill for 3180 Debbie Ct was $7,089.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $592,002 (+2%) Land $265,787 Building $326,215 | |
| 2025 | $7,089.00 Homeowner's exemption | $580,395 Land $260,576 Building $319,819 |
| 2023 | $6,921.00 (+1.84%) Homeowner's exemption | $557,859 Land $250,458 Building $307,401 |
| 2022 | $6,796.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3180 Debbie Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3180 Debbie Ct is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hankins Information Technology Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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