318 Windward Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 318 Windward Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,487 sqft · built 1987
Lot Size	0.321 acres (13,976 sqft)
Owner	2 Company Names on Record
Last Sale	$389,000 (Dec 2008)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`0157-07-0004`

Property Details

APN / Parcel Number

Primary APN	`0157-07-0004`
Alternative APN	`157070004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,487 sqft Living Area
Gross Area	3,569 sqft
1st Floor Area	2,487 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,976 sqft (0.321 acres)
Lot Dimensions	1 ft deep x 1 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	865 sqft

Exterior Amenities

Pool Area	375 sqft
Porch	Screened Porch
Porch Area	401 sqft
Patio Area	718 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0157070004
Street Address	318 WINDWARD DR
City	OSPREY
State	FL
Zip	34229-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 142 SOUTHBAY YACHT & RACQUET CLUB
Legal Range	18E
Legal Township	38S
Legal Section	15
Legal Subdivision	SOUTHBAY YACHT & RACQUET CLUB
Legal Tract	1854
Legal Lot Number	142
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2002
Census Tract	2102

Owner

Source: Sarasota County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	318 WINDWARD DR, OSPREY, FL 34229-9146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2008 · Amount on Record
Deed Sale	Dec 8, 2008 · Amount on Record
Deed Document Number	2008158490
Last Transfer Date	May 17, 2022
Transfer Doc	0000086816
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	May 20, 2022
Property Address	318 WINDWARD DR, OSPREY, FL 34229-9146
Document Number	0000086816
Map Reference	MB 22 PG 27&27A-27F
Instrument Date	May 17, 2022
Instrument	2022086816
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 WINDWARD DR, 318, OSPREY, FL 34229-9146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	318 WINDWARD DR, OSPREY, FL 34229-9146

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,809.00 (-8.55%) Homeowner's exemption	$369,040 (+5.99%)	$690,200 (-0.86%) Land $352,900 Building $337,300
2024	$4,165.00 (+3.45%)
2023	$4,026.00 (+1.69%) Homeowner's exemption	$348,193 (+3%)	$696,200 (+4.68%) Land $323,000 Building $373,200
2022	$3,959.00 Homeowner's exemption	$338,051	$665,100 Land $308,000 Building $357,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20